Core Insights - There is no universal minimum credit score required for credit card approval, with many issuers catering to borrowers with poor or no credit history [1][21] - Various types of credit cards are available that may be easier to obtain, including secured cards, starter cards, store cards, student cards, and debit-credit hybrids [3][7][10][14][17] Secured Credit Cards - Secured credit cards require an upfront security deposit, typically between $200 and $300, which often serves as the credit limit [3][4] - Examples include the Capital One Quicksilver Secured Cash Rewards Credit Card, which offers 1.5% cash back on purchases and allows for deposit refunds as credit improves [5] - The Discover it® Secured Credit Card offers 2% cash back on gas and restaurant purchases, with a deposit refund possible after seven months [6] Starter Credit Cards - Starter credit cards are aimed at individuals new to credit or with limited credit history, often featuring no annual fees and rewards [7][8] - The Chase Freedom Rise® card offers 1.5% cash back on all purchases and no annual fee, with better approval odds for existing Chase account holders [8] - The Petal 1 Visa® Credit Card uses a "Cash Score" based on income and expenses for approval, offering up to 10% cash back at select merchants [9] Store Credit Cards - Store credit cards may have less stringent credit requirements and can offer significant rewards for regular shoppers [10][11] - The Target Circle™ Card provides a 5% discount on purchases and other exclusive benefits, with no annual fee [12] - The Amazon Store Card offers 5% cash back for Prime members and special financing options, but requires a Prime membership [13] Student Credit Cards - Student credit cards help college students build credit history, with some not requiring prior credit history [14][15] - The Capital One Quicksilver Student Cash Rewards Credit Card offers 1.5% cash back with no annual fee [15] - The Discover it® Student Cash Back card provides 5% cash back in rotating categories and matches cash back earned in the first year, with no credit score requirement [16] Debit-Credit Hybrids - Debit-credit hybrids do not require a credit check and link to checking or prepaid accounts, with payments reported to credit bureaus [17][18][19] - The Super Card allows users to earn cash back on purchases while linking to their existing accounts, with no annual fee [20] Conclusion - Individuals with poor credit or no credit history have limited options for credit cards, but there are still accessible choices available [21] - Researching and comparing credit cards is essential to find the right fit, and pre-qualification can help gauge approval odds [22]