Core Insights - Small businesses exhibit strong confidence in growth, with 92% expecting moderate to significant growth over the next year, and 26% anticipating significant expansion [8] - The preference for non-bank lenders is increasing, with 72% of small businesses opting for these solutions over traditional banks for working capital needs [8] - Small business owners identify inflation (32%) and cash flow (31%) as their top challenges [8] - A significant portion of small businesses (66%) utilizing AI apply it to marketing tasks [8] - 57% of small businesses are preparing for potential impacts of tariffs [8] Company Insights - OnDeck, part of Enova, is a leader in online lending to small businesses, utilizing data analytics for real-time lending decisions [4] - Enova International has provided over $63 billion in loans to more than 13 million customers, focusing on underserved markets [5] - Ocrolus offers an AI-powered platform that enables financial institutions to make faster, more accurate decisions, analyzing documents with over 99% accuracy [6]