Core Viewpoint - Riyad Bank is initiating the issuance of USD-denominated, Tier 2 capital sustainable notes, which will be listed on the London Stock Exchange's International Securities Market [2][4]. Group 1: Offer Details - The offer type consists of USD-denominated, Tier 2 capital sustainable notes [4]. - The exact amount and terms of the offer will be determined based on market conditions [3][5]. - The offer is set to start on January 7, 2026, and end on January 8, 2026 [4]. - The target investors include both local and international eligible investors [4]. Group 2: Management and Subscription - Joint lead managers for the offering include First Abu Dhabi Bank PJSC, Banco Bilbao Vizcaya Argentaria, S.A. (BBVA), DBS Bank Ltd, Emirates NBD Capital, HSBC Bank plc, Merrill Lynch Kingdom of Saudi Arabia, Mizuho International plc, Riyad Capital, SMBC Bank International plc, and Standard Chartered Bank [4]. - The minimum subscription amount is set at $200,000, with increments of $1,000 [4]. - The notes have a par value of $200,000 and a maturity of 10 years, callable after 5 years [4]. Group 3: Redemption and Regulatory Compliance - The notes may be redeemed under certain conditions as specified in the offering circular [4]. - The offering may be conducted in reliance on Regulation S under the US Securities Act of 1933, as amended [4].

Core Viewpoint - Riyad Bank plans to issue USD-denominated Tier 2 capital sustainable notes under its medium-term note program, with the amount and terms dependent on market conditions [2][4]. Group 1: Issuance Details - The issuance will be offered to eligible investors both in Saudi Arabia and internationally [3]. - The bank has appointed several joint lead managers for the proposed offer, including First Abu Dhabi Bank, BBVA, DBS Bank, Emirates NBD Capital, HSBC, Merrill Lynch Saudi Arabia, Mizuho International, Riyad Capital, SMBC Bank, and Standard Chartered [3]. Group 2: Use of Proceeds - Proceeds from the offering are intended for general banking purposes [5]. Group 3: Regulatory and Compliance - The offering is subject to regulatory approvals and will comply with applicable laws and regulations [6]. - The bank will announce any relevant material developments as required by the relevant rules and regulations [8].