Core Insights - Toast, Inc. has launched the Toast Changemakers Program, a $5 million initiative over five years aimed at combating food insecurity in the U.S. [1][9] - The program will provide $150,000 in grants to 15 restaurants, each receiving $10,000 to support their local food security efforts [3][9] - Toast projects a 29% year-over-year growth in fintech and subscription gross profit for 2025, exceeding its previous forecast of 25-27% [5][9] Industry Context - In 2023, 13.5% of U.S. households faced food insecurity, highlighting the critical role of restaurants in community support through food donations and charitable contributions [2] - According to the National Restaurant Association, 84% of restaurant operators made charitable contributions from 2020 to 2023, with 75% donating food [2] Company Strategy - Toast is expanding its market presence, recently launching in Australia, marking its fourth international market, and onboarding its first customer, Graze Craze [6] - The company aims to penetrate new customer segments across enterprise and food and beverage retail, with expectations for net additions in 2025 to exceed those of 2024 [6] Financial Performance - Toast's stock has gained 39.1% over the past year, outperforming the Zacks Internet-Software industry's growth of 38% [8]