Financial Data and Key Metrics Changes - Net premiums earned for Q2 2025 increased to $582,000 from $554,000 in Q2 2024, and for the six months ended June 2025, it rose to $1,180,000 from $1,100,000 in the prior year [8][9] - Total revenues for Q2 2025 reached $664,000, compared to $44,000 in Q2 2024, while total revenues for the six months ended June 2025 were $1,360,000, up from negative $81,000 in the prior year [9][10] - Net loss for Q2 2025 was $1,870,000 or $0.25 per share, compared to a net loss of $821,000 or $0.14 per share in Q2 2024 [10][11] - The combined ratio increased to 621% for Q2 2025 from 111.3% in Q2 2024, primarily due to losses from Hurricane Milton [13] Business Line Data and Key Metrics Changes - The loss ratio for Q2 2025 was 394%, up from the previous year's ratio, attributed to a full limit loss of approximately $2,300,000 from Hurricane Milton [11][12] - The acquisition cost ratio remained consistent at approximately 11% for both the quarter and six-month periods ended June 2025 [12] - The expense ratio for Q2 2025 increased to 227% from 111.3% in Q2 2024, driven by increased professional costs and legal expenditures [12][13] Market Data and Key Metrics Changes - The total addressable market (TAM) for the reinsurance space is estimated at $750 billion, significantly larger than the $150 billion TAM for stablecoins [27][28] - The company is actively participating in global blockchain and RWA events to strengthen its market presence and partnerships [18] Company Strategy and Development Direction - The company aims to position itself as a prominent player in the RWA and Web3 sectors, focusing on tokenized reinsurance securities [7][8] - Strategic partnerships have been formed with Tulum and Midnight Foundation to enhance distribution capabilities and innovation in blockchain-enabled RWA [17][18] - The company is committed to transparency and compliance, which are critical for attracting investors in the tokenized product space [22][24] Management's Comments on Operating Environment and Future Outlook - Management expressed optimism regarding the long-term outlook of the core reinsurance business while integrating AssurancePlus into the RWA market [7][8] - The company is focused on building a strong foundation for future growth, emphasizing the importance of compliance and transparency in its offerings [22][24] Other Important Information - The investment portfolio decreased to $104,000 as of June 30, 2025, primarily due to a decrease in the fair value of equity securities [14] - Cash and cash equivalents increased by 12.9% to $6,700,000 from $5,900,000 as of December 2024, driven by premium deposits and a registered direct offering [14] Q&A Session Summary Question: Insights from recent conferences - Management highlighted the importance of conferences for gathering information and fostering collaboration, noting that investors prioritize compliance and transparency in tokenized products [22][24] Question: Details on the upcoming AGM and proposals - Management explained that the extraordinary general meeting aims to ensure all necessary components are in place for future initiatives in the blockchain and RWA space, emphasizing the importance of timing and partnerships [26][28]

GRAND CAYMAN, Cayman Islands, July 30, 2025 (GLOBE NEWSWIRE) -- Oxbridge Re Holdings Limited (Nasdaq: OXBR) (“Oxbridge Re”), a leader in digitizing reinsurance securities as tokenized real-world assets (RWAs), together with its subsidiary SurancePlus, today announced its participation in Rare Evo 2025, a premier blockchain convention held August 6–10, 2025 at Caesars Palace in Las Vegas, Nevada. Rare Evo brings together blockchain projects, industry leaders, investors, and developers in a celebration of dec ...

Financial Data and Key Metrics Changes - Total revenues for Q1 2025 reached $692,000, a significant increase from negative $125,000 in Q1 2024 [12] - Investment income rose to $79,000 from $62,000 in the prior year [11] - The net loss for Q1 2025 was $459,000, or $0.02 per share, compared to a net loss of $95,000, or $0.15 per share in Q1 2024 [12] - Cash and cash equivalents increased by 62.8% to $9.6 million from $5.9 million as of December 2024 [16] Business Line Data and Key Metrics Changes - The loss ratio remained consistent at 0% for Q1 2025 compared to Q1 2024 [13] - The acquisition cost ratio was stable at 10.9 cents for Q1 2025 [14] - The expense ratio decreased from 99.8% in Q1 2024 to 95.8% in Q1 2025, attributed to higher net premiums earned [14][15] - The combined ratio also improved from 99.8% in Q1 2024 to 95.8% in Q1 2025 [15] Market Data and Key Metrics Changes - The company is focusing on the RWA Web3 sector, aiming to position itself as a prominent player in this market [9] - The tokenized asset market is projected to reach $30 trillion by 2034, indicating significant growth potential [23] Company Strategy and Development Direction - The company aims to diversify its business through Assurance Plus, which focuses on tokenizing reinsurance contracts [8] - The establishment of Assurance Plus was achieved without incurring new debt, reflecting an efficient approach to diversification [8] - The company is exploring strategic alternatives for its Web3 division, including potential sales, mergers, or continuing as a publicly traded entity [19] Management's Comments on Operating Environment and Future Outlook - Management expressed optimism regarding the long-term outlook of the core reinsurance business alongside the integration of Assurance Plus [9] - The company is actively participating in global tokenization events to strengthen business relationships and explore collaborative opportunities [18] - Management noted that the reinsurance market remains solid, with premiums showing positive trends [38] Other Important Information - The company has initiated a strategic review process to explore various strategic alternatives for its operations [19] - A memorandum of understanding was signed with Plume, a leading blockchain platform, to enhance distribution channels for tokenized offerings [20] Q&A Session Summary Question: How is the marketing going on for the tokenized securities? - Management indicated that marketing efforts are progressing well, focusing on outreach and building relationships in the RWA space [27] Question: What should investors look for in the next three to six months regarding tokenization? - Management suggested that progress is being made, particularly with the upcoming token launches targeting different investor preferences [34] Question: How does the company view the overall health of the reinsurance market? - Management noted that premiums are solid, and recent changes in Florida's underwriting regulations are favorable for the business [38]

Core Viewpoint - Oxbridge Re Holdings Limited is pioneering the tokenization of Real-World Assets in the reinsurance sector, aiming to democratize access to this asset class through its subsidiary SurancePlus, while focusing on transparency and compliance [2][16]. Company Overview - Oxbridge Re is the first Nasdaq-listed company to issue a tokenized security in reinsurance, transforming access to this asset class [2]. - The company has signed a Memorandum of Understanding with Plume, a blockchain platform managing over $4.5 billion in assets, to enhance distribution and explore further partnerships [2]. Financial Performance - For the quarter ended March 31, 2025, net premiums earned increased to $595,000 from $549,000 in the same quarter of 2024 [5]. - The company reported a net loss of $139,000 or ($0.02) per share, a significant improvement from a net loss of $905,000 or ($0.15) per share in the prior year [6]. - Total expenses rose to $570,000 from $548,000, primarily due to stock-based compensation related to a higher share price [7]. Investment Offerings - SurancePlus has launched tokenized reinsurance offerings targeting a 20% annual return for balanced-yield products and a 42% annual return for high-yield options, catering to both risk-averse and high-return-seeking investors [3]. Financial Ratios - The loss ratio remained consistent at 0% for the quarter ended March 31, 2025, compared to the same period in 2024 [9]. - The acquisition cost ratio was stable at 10.9% for both quarters [10]. - The expense ratio decreased from 99.8% to 95.8%, reflecting higher net premiums earned [11]. - The combined ratio improved from 99.8% to 95.8%, indicating better underwriting performance [12]. Cash Position - As of March 31, 2025, restricted cash and cash equivalents increased by $3.7 million, or 62.85%, to $9.6 million, attributed to premium deposits and a registered direct offering that generated $2.7 million net of expenses [8].

Core Insights - Oxbridge Re Holdings Limited, through its subsidiary SurancePlus, is focused on the tokenization of Real-World Assets (RWAs), specifically in the reinsurance sector, targeting property and casualty insurers in the Gulf Coast region of the United States [1][7][8] - The company is participating in significant industry events, including the Tokenized Capital Summit 2025 and THE GREAT GATHER, where its CEO will discuss the democratization of access to high-yield reinsurance contracts via tokenized securities [2][3] Company Overview - Oxbridge Re Holdings Limited is headquartered in the Cayman Islands and operates through subsidiaries such as SurancePlus Inc., Oxbridge Re NS, and Oxbridge Reinsurance Limited, providing tokenized reinsurance securities and solutions [7] - SurancePlus has developed the first "on-chain" reinsurance RWA, making reinsurance more accessible as an alternative investment for both U.S. and international investors [9] Investment Opportunities - SurancePlus offers investment opportunities with targeted annual returns of 20% for EtaCat Re and 42% for ZetaCat Re, appealing to investors seeking high-yield options [5] - Investors can engage directly with SurancePlus offerings and are encouraged to connect with the team during industry events [4]