Core Insights - Oxbridge Re Holdings Limited, along with its subsidiary SurancePlus, is focused on the tokenization of Real-World Assets (RWAs), specifically in the area of tokenized reinsurance securities and providing reinsurance solutions to property and casualty insurers in the Gulf Coast region of the United States [1][6][7] - The company is participating in Money20/20 Europe 2025, a significant event in the blockchain and digital assets space, which will take place from June 3-5, 2025, in Amsterdam [1][2] - Oxbridge aims to democratize access to high-yield institutional-grade reinsurance investment opportunities through discussions with existing and new partners during the event [3][4] Company Overview - Oxbridge Re Holdings Limited is headquartered in the Cayman Islands and operates through subsidiaries including SurancePlus Inc., Oxbridge Re NS, and Oxbridge Reinsurance Limited [6] - The company offers tokenized RWAs as tokenized reinsurance securities and provides reinsurance business solutions to property and casualty insurers [6][8] - SurancePlus has developed the first "on-chain" reinsurance RWA sponsored by a publicly traded company, allowing for digitized interests in reinsurance contracts [8] Investment Opportunities - The company is promoting two specific tokenized reinsurance offerings: EtaCat Re, which targets a 20% annual return, and ZetaCat Re, which targets a 42% annual return [9]

Oxbridge Re Holdings Limited (OXBR) Q1 2025 Earnings Call May 12, 2025 04:30 PM ET Company Participants Wrendon Timothy - CFO & Corporate SecretaryJay Madhu - Chairman & CEOKent Engelke - Chief Economic Strategist Conference Call Participants Allen Klee - MD, Equity Research Analyst, TMT Operator and welcome to Oxbridge Re's First Quarter twenty twenty five Earnings Conference Call. My name is Robert, and I'll be your conference operator this afternoon. Joining us for today's presentation is Oxbridge Re's C ...

Financial Data and Key Metrics Changes - Total revenues for Q1 2025 reached $692,000, a significant increase from negative $125,000 in Q1 2024 [10] - Net loss for Q1 2025 was $459,000 or $0.02 per share, compared to a net loss of $95,000 or $0.15 per share in Q1 2024 [10] - Investment income rose to $79,000 from $62,000 in the prior year [9] Business Line Data and Key Metrics Changes - The core reinsurance business remains focused on fully collateralized policies, with a consistent loss ratio of 0% for Q1 2025 [11] - The acquisition cost ratio remained stable at 10.9 cents for Q1 2025 [12] - The expense ratio improved from 99.8% in Q1 2024 to 95.8% in Q1 2025, attributed to higher net premiums earned [12][13] Market Data and Key Metrics Changes - The investment portfolio increased marginally to $16,000 as of March 31, 2025, from $15,000 at the prior year-end [13] - Cash and cash equivalents rose by 62.8% to $9,600,000 from $5,900,000 as of December 2024, driven by premium deposits and a registered direct offering [14] Company Strategy and Development Direction - The company aims to position itself as a key player in the RWA Web3 sector, diversifying its business through the establishment of Shorts Plus Inc, which focuses on tokenized reinsurance securities [7][8] - Assurance Plus was launched to tokenize securities representing fractionalized interests in reinsurance contracts, with initial offerings achieving returns exceeding 49% [15][16] - The company is exploring strategic alternatives for its Web3 division, including potential sales, mergers, or continuing as a publicly traded entity [17] Management's Comments on Operating Environment and Future Outlook - Management expressed optimism regarding the long-term outlook of the core reinsurance business and the integration of Assurance Plus [8] - The reinsurance market is currently stable, with solid contracts and premiums, particularly in Florida, where regulatory changes are favorable [34] - The company is confident in its ability to navigate market dynamics and capitalize on the growing tokenized asset market, projected to reach $30 trillion by 2034 [20] Other Important Information - The company has initiated a strategic review process and is considering including cryptocurrencies in its corporate treasury reserve strategy [17] - A memorandum of understanding with Plume aims to enhance distribution channels for tokenized resource offerings [18] Q&A Session Summary Question: How is the marketing going on for the tokenized securities? - Marketing efforts are progressing well, with a focus on outreach and building relationships in the RWA space [24][25] Question: What should we look for in terms of information in the next three to six months? - The company is making good progress towards the next token launch, with two sets of tokens targeting different investor preferences [30] Question: How is the overall health of the reinsurance market? - The reinsurance market appears solid, with favorable premiums and underwriting conditions, particularly in Florida [32][34] Question: Can you elaborate on the partnership with Plume? - The partnership with Plume is expected to provide a strong distribution channel due to their evolved ecosystem [40]

Core Viewpoint - Oxbridge Re Holdings Limited is pioneering the tokenization of Real-World Assets in the reinsurance sector, aiming to democratize access to this asset class through its subsidiary SurancePlus, while focusing on transparency and compliance [2][16]. Company Overview - Oxbridge Re is the first Nasdaq-listed company to issue a tokenized security in reinsurance, transforming access to this asset class [2]. - The company has signed a Memorandum of Understanding with Plume, a blockchain platform managing over $4.5 billion in assets, to enhance distribution and explore further partnerships [2]. Financial Performance - For the quarter ended March 31, 2025, net premiums earned increased to $595,000 from $549,000 in the same quarter of 2024 [5]. - The company reported a net loss of $139,000 or ($0.02) per share, a significant improvement from a net loss of $905,000 or ($0.15) per share in the prior year [6]. - Total expenses rose to $570,000 from $548,000, primarily due to stock-based compensation related to a higher share price [7]. Investment Offerings - SurancePlus has launched tokenized reinsurance offerings targeting a 20% annual return for balanced-yield products and a 42% annual return for high-yield options, catering to both risk-averse and high-return-seeking investors [3]. Financial Ratios - The loss ratio remained consistent at 0% for the quarter ended March 31, 2025, compared to the same period in 2024 [9]. - The acquisition cost ratio was stable at 10.9% for both quarters [10]. - The expense ratio decreased from 99.8% to 95.8%, reflecting higher net premiums earned [11]. - The combined ratio improved from 99.8% to 95.8%, indicating better underwriting performance [12]. Cash Position - As of March 31, 2025, restricted cash and cash equivalents increased by $3.7 million, or 62.85%, to $9.6 million, attributed to premium deposits and a registered direct offering that generated $2.7 million net of expenses [8].

Company Overview - Oxbridge Re Holdings Limited (NASDAQ: OXBR) is engaged in the business of tokenized Real-World Assets (RWAs), specifically in tokenized reinsurance securities and reinsurance business solutions for property and casualty insurers [1][3]. - The company is headquartered in the Cayman Islands and operates through subsidiaries including SurancePlus Inc, Oxbridge Re NS, and Oxbridge Reinsurance Limited [3]. Upcoming Events - The company plans to hold a conference call on May 12, 2025, at 4:30 p.m. Eastern time to discuss its financial results for the first quarter ending March 31, 2025 [1]. - Financial results will be released in a press release after the market closes on the same day [1]. Subsidiary Developments - SurancePlus Inc., a Web3-focused subsidiary, has developed the first "on-chain" reinsurance RWA, which is sponsored by a subsidiary of a publicly traded company [5]. - This innovation allows for the digitization of interests in reinsurance contracts as on-chain RWAs, making reinsurance more accessible as an alternative investment for both U.S. and non-U.S. investors [5]. Market Operations - Insurance businesses in the Gulf Coast region of the United States purchase property and casualty reinsurance through licensed reinsurers Oxbridge Reinsurance Limited and Oxbridge Re NS [4].

Core Insights - Oxbridge Re Holdings Limited, along with its subsidiary SurancePlus, is focused on the tokenization of Real-World Assets (RWAs), specifically in the area of tokenized reinsurance securities and providing reinsurance solutions to property and casualty insurers in the Gulf Coast region of the United States [1][5] - The company’s CEO, Jay Madhu, will participate in a panel discussion at THE GREAT GATHER during TOKEN2049 Dubai, highlighting the democratization of reinsurance and the expansion of access to high-yield, uncorrelated investment opportunities through Web3 innovation [3][2] Company Overview - Oxbridge Re Holdings Limited is headquartered in the Cayman Islands and operates through subsidiaries including SurancePlus Inc., Oxbridge Re NS, and Oxbridge Reinsurance Limited, offering tokenized RWAs and reinsurance business solutions [5] - SurancePlus has developed the first "on-chain" reinsurance RWA, allowing both U.S. and non-U.S. investors to access reinsurance as an alternative investment [9] Investment Opportunities - The company offers two tokenized reinsurance securities: EtaCat Re with a targeted annual return of 20% and ZetaCat Re with a targeted annual return of 42% [7] - Investors can directly participate in SurancePlus offerings and are encouraged to connect with the team during events like THE GREAT GATHER [3]

Core Insights - Oxbridge Re Holdings Limited, through its subsidiary SurancePlus, is focused on the tokenization of Real-World Assets (RWAs), specifically in the reinsurance sector, targeting property and casualty insurers in the Gulf Coast region of the United States [1][7][8] - The company is participating in significant industry events, including the Tokenized Capital Summit 2025 and THE GREAT GATHER, where its CEO will discuss the democratization of access to high-yield reinsurance contracts via tokenized securities [2][3] Company Overview - Oxbridge Re Holdings Limited is headquartered in the Cayman Islands and operates through subsidiaries such as SurancePlus Inc., Oxbridge Re NS, and Oxbridge Reinsurance Limited, providing tokenized reinsurance securities and solutions [7] - SurancePlus has developed the first "on-chain" reinsurance RWA, making reinsurance more accessible as an alternative investment for both U.S. and international investors [9] Investment Opportunities - SurancePlus offers investment opportunities with targeted annual returns of 20% for EtaCat Re and 42% for ZetaCat Re, appealing to investors seeking high-yield options [5] - Investors can engage directly with SurancePlus offerings and are encouraged to connect with the team during industry events [4]