Core Insights - Retirement optimism among Americans dropped by over 10% in 2025, falling from a peak of 55% in March to 44% by the end of the year [1][2] - The decline in sentiment is attributed to volatile markets, unprecedented tariffs, and the longest government shutdown in history [1] Retirement Sentiment and Savings Behavior - 40% of Americans saving for retirement have less than one year of expenses saved, and 30% would not last six months without income [3] - The connection between saving actions and retirement sentiment indicates that thoughtful saving practices lead to higher optimism [4] - 91% of those with negative feelings about retirement lack a clearly defined savings plan [4] Gender and Retirement Outlook - Women's retirement outlook is less optimistic, with one in five women able to survive less than one month on retirement savings compared to one in ten men [5] - 35% of women have only six months of savings, while 25% of men report the same [5] Impact of Government Policies - 69% of respondents expressed concern about government policies affecting their retirement [6] - Despite declining optimism, the correlation between positive retirement behaviors and outlook offers a silver lining [6] Planning and Financial Habits - 53% of those with a positive outlook have a solid retirement plan, often involving financial advisors or online tools [8] - Nearly one in three (32%) contribute enough to receive full employer matches, enhancing their retirement savings [8] - Individuals with a positive outlook are more likely to consolidate old retirement accounts [8] Demographics of Optimism - 52% of men reported an optimistic retirement outlook, compared to 37% of women [9] - Married men showed the highest positive sentiment at 63%, while only 32% of single women felt optimistic [9] Survey Methodology - The survey included over 3,000 Americans aged 18 and older, focusing on those actively saving for retirement [10] - Conducted online at four intervals between March and November 2025, the survey has a margin of error of +/-3.1 percentage points [10]

Core Insights - Zacks Premium provides tools for investors to enhance their stock market strategies, including daily updates on Zacks Rank and Industry Rank, research reports, and stock screens [1][2] Zacks Style Scores - Zacks Style Scores are indicators that help investors select stocks likely to outperform the market in the next 30 days, rated from A to F based on value, growth, and momentum characteristics [2][7] Value Score - The Value Score focuses on identifying undervalued stocks using financial ratios such as P/E, PEG, Price/Sales, and Price/Cash Flow to find attractive investment opportunities [3] Growth Score - The Growth Score emphasizes a company's financial health and future potential, analyzing projected and historical earnings, sales, and cash flow to identify stocks with sustainable growth [4] Momentum Score - The Momentum Score is designed for traders who capitalize on price trends, using metrics like one-week price changes and monthly earnings estimate changes to identify high-momentum stocks [5] VGM Score - The VGM Score combines Value, Growth, and Momentum Scores, serving as a comprehensive indicator to identify stocks with the best overall potential [6] Zacks Rank Integration - The Zacks Rank is a proprietary model based on earnings estimate revisions, with 1 (Strong Buy) stocks historically yielding an average annual return of +23.93% since 1988, significantly outperforming the S&P 500 [7][10] - To optimize returns, investors should target stocks with a Zacks Rank of 1 or 2 and Style Scores of A or B, while also considering earnings estimate trends [9][10] Company Spotlight: Hasbro Inc. - Hasbro Inc., based in Pawtucket, RI, specializes in designing, manufacturing, and marketing games and toys, with a diverse product range under well-known brands [11] - Currently rated 3 (Hold) by Zacks, Hasbro has a VGM Score of A and a Momentum Style Score of B, with shares increasing by 1.6% over the past four weeks [12] - Recent upward revisions in earnings estimates by five analysts for fiscal 2025 have raised the Zacks Consensus Estimate by $0.12 to $5.01 per share, alongside an average earnings surprise of +36% [12]