For many people, $50,000 could represent six months to a year of emergency savings. But William Stern, founder and co-CEO at small business lender Cardiff said he views it as an “opportunity fund,” instead. “It’s the money you use to strike should the market crash or the perfect deal magically appear. It’s the price at the table for real wealth,” he added. Check Out: 3 Best Ways to Prioritize Your Savings Goals For You: How Much Money Is Needed To Be Considered Middle Class in Your State? Whether you’re s ...