Pay-per-mile auto insurance bases your rates on how much you drive. As a result, if you drive fewer miles, you could pay less. To help you decide if pay-per-mile car insurance is worth it, let’s review how these policies work, what rates you can expect, and which companies offer this type of auto coverage. Learn more: How does care insurance work? The basics explained. Understanding pay-per-mile car insurance Pay-per-mile auto insurance has a two-tiered rate structure that considers mileage in determi ...