About Hancock Whitney Since the late 1800s, Hancock Whitney has embodied core values of Honor & Integrity, Strength & Stability, Commitment to Service, Teamwork, and Personal Responsibility. Hancock Whitney offices and financial centers in Mississippi, Alabama, Florida, Louisiana, and Texas offer comprehensive financial products and services, including traditional and online banking; commercial and small business banking; private banking; trust and investment services; healthcare banking; and mortgage servi ...

Core Viewpoint - Peoples Financial Corporation has declared a regular semi-annual cash dividend of $0.18 per common share, payable on December 12, 2025, to shareholders of record as of December 8, 2025 [1][2]. Company Overview - Founded in 1896, Peoples Financial Corporation has total assets of $758 million as of September 30, 2025, and operates 18 bank facilities along the Mississippi Gulf Coast [3]. - The Peoples Bank offers a comprehensive range of retail and commercial banking services, along with trust and investment services since 1936 [3]. Stock Information - Peoples Financial Corporation's common stock is listed on the OTCQX Best Market under the symbol PFBX [4].

Core Insights - Zahid Afzal, a board member of WesBanco, purchased 3,321 shares on October 30, 2025, indicating confidence in the company's stock performance [1][9] - The transaction represents a 33.54% increase in Mr. Afzal's direct holdings, raising them from 9,902 to 13,223 shares [3] - The purchase was valued at approximately $100,000, bringing the total market value of his direct holdings to around $398,000 [2][4] Transaction Details - The shares were acquired at a weighted average price of $30.11, close to the closing price of $30.10 on October 31, 2025 [6] - This acquisition is the largest individual open-market transaction disclosed by Mr. Afzal to date [3] - The increase in direct ownership reflects an expansion of holdings rather than a reallocation among existing shares [5] Company Performance - WesBanco reported a net income of $81 million for Q3 2025, significantly up from $34.7 million in the previous year, resulting in diluted earnings per share of $0.84 compared to $0.54 in 2024 [10] - The company has seen a 54% year-over-year increase in deposits, totaling $21.3 billion, attributed to the acquisition of Premier Financial Corp. and organic growth [11] - Despite facing short-term challenges from the acquisition, WesBanco is expected to emerge as a stronger financial institution in the long run [12] Company Overview - WesBanco operates as a regional financial institution with a diversified product portfolio, including community banking and trust/investment services [8] - The company generates revenue from various sources, including loans, deposits, trust, brokerage, and insurance operations [8] - As of the latest report, WesBanco's revenue for the trailing twelve months (TTM) stands at $762.17 million, with a net income of $125.20 million and a dividend yield of 4.79% [7]

Core Points - Peoples Bancorp Inc. reported a net income of $29.5 million for Q3 2025, with earnings per diluted common share of $0.83, an increase from $21.2 million and $0.59 in Q2 2025, but a slight decrease from $31.7 million and $0.89 in Q3 2024 [1][2] Financial Performance - Net interest income for Q3 2025 was $91.3 million, up $3.8 million or 4% from the previous quarter, with a net interest margin of 4.16%, slightly higher than 4.15% in Q2 2025 [4][13] - Compared to Q3 2024, net interest income increased by $2.4 million or 3%, while net interest margin decreased by 11 basis points [5] - Accretion income for Q3 2025 was $1.7 million, down from $2.6 million in Q2 2025 and $8.1 million in Q3 2024, impacting net interest margin [6][8] Credit Losses - The provision for credit losses was $7.3 million in Q3 2025, significantly lower than $16.6 million in Q2 2025 and slightly higher than $6.7 million in Q3 2024 [9][11] - For the first nine months of 2025, the provision for credit losses totaled $34.1 million, compared to $18.5 million in the same period of 2024 [10] Non-Interest Income and Expenses - Total non-interest income, excluding net gains and losses, decreased by $0.3 million or 1% in Q3 2025 compared to Q2 2025, primarily due to a decrease in lease income [16] - Total non-interest expense decreased by $0.5 million in Q3 2025 compared to the linked quarter, driven by lower professional service costs [19] Asset Quality - Key asset quality metrics improved, with 99.0% of the loan portfolio considered current as of September 30, 2025 [32] - Nonperforming assets decreased by $1.8 million or 4% compared to Q2 2025 and by $25.0 million or 36% compared to Q3 2024 [32] Loans and Deposits - Total loan and lease balances increased by $127.1 million or 8% annualized from Q2 2025, driven by growth in commercial real estate and industrial loans [27] - Total deposits decreased by $5.0 million compared to Q2 2025, with customer deposits increasing by $19.5 million [37] Stockholders' Equity - Total stockholders' equity increased by $29.4 million or 3% compared to Q2 2025, primarily due to net income and a decrease in accumulated other comprehensive loss [43]

Core Insights - Zacks Premium provides tools for investors to enhance their stock market engagement and confidence [1] - The service includes daily updates on Zacks Rank, Zacks Industry Rank, and various stock research reports [1][2] Zacks Style Scores - Zacks Style Scores rate stocks based on value, growth, and momentum, serving as complementary indicators to the Zacks Rank [3] - Stocks are rated from A to F, with A indicating the highest potential for market outperformance [4] Value Score - The Value Score identifies attractive stocks using financial ratios like P/E and Price/Sales, focusing on undervalued opportunities [4] Growth Score - The Growth Score assesses a company's financial health and future outlook, emphasizing long-term sustainable growth [5] Momentum Score - The Momentum Score helps investors capitalize on price trends, utilizing recent price changes and earnings estimate shifts [6] VGM Score - The VGM Score combines all three Style Scores, providing a comprehensive assessment of stocks based on value, growth, and momentum [7] Zacks Rank - The Zacks Rank uses earnings estimate revisions to simplify portfolio building, with 1 (Strong Buy) stocks averaging a +23.64% annual return since 1988 [8] - There are over 800 stocks rated 1 or 2, making it essential to use Style Scores for selection [9] Stock to Watch: Webster Financial (WBS) - Webster Financial Corporation is rated 3 (Hold) with a VGM Score of B, providing various banking and financial services [12] - The stock has a Momentum Style Score of B, with a 7% increase in shares over the past four weeks [13] - Analysts have raised earnings estimates for fiscal 2025, with the Zacks Consensus Estimate increasing by $0.17 to $5.86 per share [13]

Core Points - Peoples Bancorp Inc. reported a net income of $21.2 million for Q2 2025, down from $24.3 million in Q1 2025 and $29.0 million in Q2 2024, resulting in diluted earnings per share of $0.59 [1][57] - The company experienced strong annualized loan growth and net interest margin expansion, with a net interest margin of 4.15% for Q2 2025, up from 4.12% in the previous quarter [2][10] - The provision for credit losses increased significantly to $16.6 million in Q2 2025, compared to $10.2 million in Q1 2025 and $5.7 million in Q2 2024, primarily due to net charge-offs and increased reserves [9][11] Financial Performance - Net interest income for Q2 2025 was $87.6 million, an increase of $2.3 million from the previous quarter and $1.0 million from Q2 2024 [4][5] - Total non-interest income, excluding net gains and losses, decreased by $0.3 million, or 1%, compared to the linked quarter, primarily due to a decrease in insurance income [10][16] - Total non-interest expense decreased by $0.4 million compared to the linked quarter, driven by lower salaries and employee benefit costs [19][20] Asset Quality - Key asset quality metrics remained stable, with delinquency trends improving as loans considered current comprised 99.1% of the loan portfolio [33] - Criticized loans increased by $17.9 million, or 8%, compared to the previous quarter, driven by the downgrade of one commercial relationship [34] - The allowance for credit losses increased to $9.4 million compared to the previous quarter, with a ratio of 1.13% of total loans [37] Loans and Deposits - Total loan and lease balances increased by $173.1 million, or 11% annualized, compared to the previous quarter, driven by growth in commercial and industrial loans and residential real estate loans [28][29] - Total deposits decreased by $97.5 million compared to the previous quarter, primarily due to decreases in governmental deposit accounts and money market deposits [38][39] - Retail deposit balances represented 78% of total deposits as of June 30, 2025, consistent with previous periods [41] Stockholders' Equity - Total stockholders' equity increased by $15.5 million, or 1%, compared to the previous quarter, driven by net income and a decrease in accumulated other comprehensive loss [44][45] - The book value per common share was $32.33 as of June 30, 2025, reflecting an increase from previous periods [57]

Core Insights - Thomasville Bancshares, Inc. reported strong financial performance for the quarter ended June 30, 2025, driven by solid growth, improved margins, and excellent operating efficiency [3][5] - The company is well-positioned to maintain this strong performance throughout the year, supported by a resilient culture that fosters creativity among its bankers [3] Financial Performance - Net Income for the quarter was $11,828,466, a 16% increase from $10,206,006 in the same period last year [5] - Year-to-date (YTD) Net Income reached $22,331,844, up 14% from $19,563,994 in the previous year [5] - YTD Earnings per share were $3.48 (basic) and $3.36 (diluted) [5] - Return on Average Assets was 2.40% and Return on Average Tangible Equity was 24.88% [5] Asset and Loan Growth - Total Assets amounted to $1.927 billion, reflecting an increase of $162 million over the same period in 2024 [5] - Loans grew to $1.648 billion, an increase of $176 million or 12% year-over-year [5] - Deposits reached $1.626 billion, an increase of $104 million or 7% year-over-year [5] Company Overview - Thomasville Bancshares, Inc. was founded in 1995 and serves as the holding company for Thomasville National Bank, which has total assets exceeding $1.927 billion [4] - TNB was ranked 4th nationally in American Banker's Top 200 Community Banks based on three years average return on shareholders' equity [4] - TNB Financial Services manages client assets over $5 billion and offers a range of financial services [4]