Core Points - Banks across India are closed on October 2 due to multiple festivals including Gandhi Jayanti and Dussehra [1][2] - There are a total of 21 bank holidays in India throughout the month of October, influenced by various festivals and weekly offs [2] Bank Holidays in October - October 1: Banks closed in several cities for Navratri End and related festivals [4] - October 2: Nationwide bank holiday for Gandhi Jayanti and other festivals [4] - October 3: Banks closed in Gangtok for Durga Puja [4] - October 4: Banks closed in Gangtok for Durga Puja [4] - October 5: Nationwide bank holiday for Sunday [4] - October 6: Banks closed in Agartala and Kolkata for Lakshmi Puja [4] - October 7: Banks closed in multiple cities for Maharshi Valmiki Jayanti [4] - October 10: Banks closed in Shimla for Karva Chauth [4] - October 11: Nationwide bank holiday for second Saturday [4] - October 12: Nationwide bank holiday for Sunday [4] - October 18: Banks closed in Guwahati for Kati Bihu [4] - October 19: Nationwide bank holiday for Sunday [4] - October 20: Banks closed in multiple cities for Diwali and related festivals [4] - October 21: Banks closed in several cities for Diwali Amavasya [4] - October 22: Banks closed in various cities for Diwali and related festivals [4] - October 23: Banks closed in multiple cities for Bhai Bij and related festivals [4] - October 25: Nationwide bank holiday for fourth Saturday [4] - October 26: Nationwide bank holiday for Sunday [4] - October 27: Banks closed in Kolkata, Patna, and Ranchi for Chath Puja [6] - October 28: Banks closed in Patna and Ranchi for Chath Puja [6] - October 31: Banks closed in Ahmedabad for Sardar Vallabhbhai Patel's Birthday [6] Emergency Services During Bank Holidays - ATM services remain operational 24/7 during bank holidays for cash withdrawals and other needs [5] - Online banking services such as NEFT, IMPS, and RTGS are available for money transfers on bank holidays [5] - UPI services can be used for sending and receiving money even on bank holidays [5]

Scheduled Maintenance Activities - SBI has scheduled maintenance on September 21, 2025, from 00:15 hrs to 01:00 hrs IST, during which UPI services will be temporarily unavailable [1][6] - HDFC Bank will conduct maintenance on the same day from 01:00 am to 05:30 am IST, affecting several services including Mutual Funds transactions and RTGS [3][4][6] - Kotak Mahindra Bank will have maintenance from 1:30 am to 2:30 am on September 21, 2025, impacting its services [5][6] UPI Lite Services - SBI has advised customers to use UPI Lite Services during the maintenance period, which will remain operational for low-value transactions [1][6] - UPI Lite allows transactions up to Rs 1,000 per transaction, with a cumulative daily limit of Rs 10,000 and a maximum balance of Rs 5,000 in the UPI Lite account [2][6]

Group 1 - All public and private banks in India will be open on Saturday, September 20, as it is the third Saturday of the month and there is no bank holiday on this day [1] - According to the Reserve Bank of India (RBI) calendar, banks are typically closed on the second and fourth Saturdays and all Sundays each month, with exceptions on the first, third, and fifth Saturdays [2] - The next bank holiday is on Sunday, September 21, followed by regional observances on September 22 in Rajasthan for Navratri celebrations [4][5] Group 2 - Remaining bank holidays in September include September 22 for Navratra Sthapna in Jaipur, September 23 for the birthday of Maharaja Hari Singh Ji in Jammu and Srinagar, and September 29 for Maha Saptami in Agartala, Kolkata, and Guwahati [5][6] - Additional bank holidays will occur on September 27 (fourth Saturday) and September 21 and 28 (Sundays) [7] Group 3 - In case of emergencies on bank holidays, ATM services are available 24/7, and online banking services like NEFT, IMPS, and RTGS can be used for transactions [8]

Group 1 - All public and private banks in Shillong will be closed on September 18 due to Unitarian Anniversary Day celebrations, marking the 128th anniversary of Khasi Unitarianism [1][6] - Banks across India, including the State Bank of India (SBI), observe holidays mandated by the Reserve Bank of India (RBI), which includes the second and fourth Saturdays and all Sundays of the month [2][5] - A full bank holiday schedule for September 2025 has been outlined, indicating specific dates when banks will be closed for various celebrations [3][6] Group 2 - In emergencies when banks are closed, online and mobile banking services remain available, and ATMs can be used for cash withdrawals [4] - The RBI and state governments compile a list of bank holidays based on national and local occasions, operational needs, and cultural observances [5] - Specific upcoming bank holidays include closures in various cities for events such as Navratra Sthapna, Maharaja Hari Singh Ji's birthday, and Durga Puja celebrations [6]