Ramsey Show Highlights / YouTube Moneywise and Yahoo Finance LLC may earn commission or revenue through links in the content below. In an episode of The Ramsey Show, Dave Ramsey shared that “the number one and two reason people become millionaires is they’re investing in their retirement and their paid off home.” According to him, “these are the two elements of the first one to five million of net worth.” That being said, saving for retirement and paying off a home are two of the hardest things for A ...