Core Insights - The "Wage to Wallet Index" highlights the significance of 60 million workers in the U.S. economy, including warehouse associates, delivery drivers, and caregivers, who collectively contribute over $1.7 trillion in annual consumer spending [1][2][3] - This workforce segment operates under precarious financial conditions, which poses risks to the broader economy [2][3] - The index utilizes a proprietary economic model to assess the spending power of the Labor Economy and its impact on U.S. consumer expenditures [6] Economic Impact - A 1% change in wages for this workforce can influence GDP by $17 billion, indicating that wage stability and liquidity are crucial for national economic performance [3] - The timing of income affects consumption patterns, with predictable paydays being essential for maintaining demand stability [7] - Economic fragility among these workers, characterized by lower savings and higher credit dependence, can lead to systemic risks that affect inflation and growth trends [7] Resilience Factors - Instant access to earnings enhances financial resilience, reducing reliance on high-cost credit and boosting overall economic confidence [7] - The report emphasizes the importance of viewing the Labor Economy as a vital infrastructure that supports growth, productivity, and financial stability [5]