Core Insights - Northern Trust Corporation (NTRS) reported a revenue of $2.12 billion for the quarter ended December 2025, marking an 8.3% year-over-year increase and exceeding the Zacks Consensus Estimate of $2.07 billion by 2.41% [1] - The company's earnings per share (EPS) for the same period was $2.69, up from $2.26 a year ago, representing a surprise of 13.44% compared to the consensus estimate of $2.37 [1] Financial Performance Metrics - Tier 1 Leverage Ratio stood at 7.8%, surpassing the four-analyst average estimate of 7.6% [4] - Net interest margin (FTE) was reported at 1.8%, higher than the estimated 1.7% by four analysts [4] - Average balance of total earning assets was $143.04 billion, exceeding the three-analyst average estimate of $142.52 billion [4] - Nonaccrual loans and leases amounted to $76.7 million, compared to the average estimate of $64.77 million based on two analysts [4] Wealth Management and Servicing Fees - Wealth Management Trust, Investment and Other Servicing Fees for Global Family Office reached $107.3 million, slightly below the estimated $107.62 million but reflecting a 6.6% year-over-year increase [4] - Total Wealth Management Trust, Investment and Other Servicing Fees were $577.8 million, compared to the estimated $580.74 million, showing a 5.7% year-over-year increase [4] - Asset Servicing Trust, Investment and Other Servicing Fees for Custody and Fund Administration were $496.4 million, exceeding the average estimate of $488.71 million, with an 8.7% year-over-year change [4] - Total Asset Servicing Trust, Investment and Other Servicing Fees reached $729.6 million, slightly above the estimated $720.83 million, representing an 8% year-over-year increase [4] - Securities Lending fees were reported at $23.1 million, surpassing the average estimate of $21.54 million, with a year-over-year increase of 13.2% [4] - Other Asset Servicing Trust fees were $44.3 million, compared to the estimated $43.18 million, reflecting a 7.3% year-over-year increase [4] - Investment Management fees were $165.8 million, slightly below the estimated $167.41 million, with a year-over-year increase of 5.7% [4] - Net Interest Income (FTE Adjusted) was reported at $654.3 million, exceeding the average estimate of $604.24 million based on four analysts [4] Stock Performance - Shares of Northern Trust have returned +2.6% over the past month, outperforming the Zacks S&P 500 composite's +0.7% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market in the near term [3]

Core Viewpoint - Northern Trust Corporation (NTRS) is expected to report quarterly earnings of $2.37 per share, reflecting a year-over-year increase of 4.9%, with revenues projected at $2.07 billion, up 5.8% from the previous year [1]. Earnings Estimates - The consensus EPS estimate has been adjusted upward by 1.3% over the past 30 days, indicating a reassessment by analysts [1]. - Changes in earnings estimates are crucial for predicting investor reactions to the stock [2]. Key Metrics Projections - Analysts estimate 'Wealth Management Trust, Investment and Other Servicing Fees- Global Family Office' at $107.62 million, a 6.9% increase year-over-year [4]. - The total estimate for 'Wealth Management Trust, Investment and Other Servicing Fees' is $580.74 million, indicating a 6.2% year-over-year change [4]. - 'Asset Servicing Trust, Investment and Other Servicing Fees- Custody and Fund Administration' is projected to reach $488.71 million, reflecting a 7% increase year-over-year [5]. - The total for 'Asset Servicing Trust, Investment and Other Servicing Fees' is expected to be $720.83 million, up 6.7% from the previous year [5]. - 'Asset Servicing Trust, Investment and Other Servicing Fees- Securities Lending' is forecasted at $21.54 million, a 5.6% increase year-over-year [6]. - 'Asset Servicing Trust, Investment and Other Servicing Fees- Other' is expected to reach $43.18 million, indicating a 4.6% change from the year-ago quarter [6]. - 'Asset Servicing Trust, Investment and Other Servicing Fees- Investment Management' is estimated at $167.41 million, a 6.7% increase year-over-year [7]. - The 'Tier 1 Leverage Ratio' is projected at 7.6%, down from 8.1% a year ago [7]. - 'Average Balance-Total earning assets' is expected to be $142.52 billion, compared to $133.68 billion in the same quarter last year [8]. - 'Nonaccrual Loans and Leases' are projected at $64.77 million, up from $56.00 million in the same quarter last year [8]. - 'Net Interest Income - FTE Adjusted' is expected to reach $604.24 million, compared to $574.30 million in the previous year [9]. - 'Total Noninterest Income' is projected at $1.47 billion, up from $1.40 billion in the same quarter last year [9]. Stock Performance - Northern Trust shares have increased by 6.3% over the past month, outperforming the Zacks S&P 500 composite, which rose by 2% [10]. - The company holds a Zacks Rank 3 (Hold), indicating it is expected to closely follow overall market performance in the near term [10].

Core Insights - Northern Trust Corporation (NTRS) reported revenue of $2.03 billion for the quarter ended September 2025, reflecting a year-over-year increase of 2.9% [1] - Earnings per share (EPS) for the quarter was $2.29, up from $1.96 in the same quarter last year, indicating a positive growth trend [1] - The reported revenue was slightly below the Zacks Consensus Estimate of $2.04 billion, resulting in a revenue surprise of -0.76%, while the EPS exceeded the consensus estimate of $2.26 by 1.33% [1] Financial Metrics - Tier 1 Leverage Ratio stood at 8%, surpassing the average estimate of 7.6% from four analysts [4] - Net interest margin (FTE) was reported at 1.7%, matching the average estimate from four analysts [4] - Average balance of total earning assets was $159.08 billion, exceeding the estimate of $143.48 billion from three analysts [4] - Nonaccrual loans and leases amounted to $78.8 million, higher than the estimated $63.84 million from two analysts [4] Wealth Management and Asset Servicing Fees - Wealth Management Trust, Investment and Other Servicing Fees for Global Family Office totaled $101.5 million, below the estimate of $109.98 million, with a year-over-year change of +0.7% [4] - Total Wealth Management Trust, Investment and Other Servicing Fees reached $558.6 million, compared to the estimate of $569.7 million, reflecting a year-over-year increase of +5.5% [4] - Asset Servicing Trust, Investment and Other Servicing Fees for Custody and Fund Administration was $482.7 million, slightly below the estimate of $493.16 million, with a year-over-year change of +6.5% [4] - Total Asset Servicing Trust, Investment and Other Servicing Fees amounted to $706.9 million, compared to the estimate of $726.04 million, showing a year-over-year increase of +6% [4] - Securities Lending fees were reported at $21.2 million, exceeding the estimate of $20.96 million, with a year-over-year change of +21.1% [4] - Other Asset Servicing Trust fees were $43.4 million, slightly below the estimate of $44.65 million, reflecting a year-over-year change of -1.1% [4] - Investment Management fees were $159.6 million, compared to the estimate of $167.27 million, indicating a year-over-year increase of +4.6% [4] - Net Interest Income (FTE Adjusted) was reported at $596.3 million, slightly below the average estimate of $599.04 million from four analysts [4] Stock Performance - Northern Trust shares have returned -1.5% over the past month, contrasting with the Zacks S&P 500 composite's +1.1% change [3] - The stock currently holds a Zacks Rank 3 (Hold), suggesting it may perform in line with the broader market in the near term [3]

Core Viewpoint - Northern Trust Corporation (NTRS) is expected to report quarterly earnings of $2.26 per share, a 15.3% increase year-over-year, with revenues projected at $2.04 billion, reflecting a 3.7% increase from the previous year [1]. Earnings Estimates - The consensus EPS estimate has been revised upward by 3.1% over the past 30 days, indicating analysts have reassessed their projections [2]. - Changes in earnings estimates are crucial for predicting investor reactions, as empirical studies show a strong correlation between earnings estimate revisions and short-term stock performance [3]. Revenue and Key Metrics - Analysts estimate 'Wealth Management Trust, Investment and Other Servicing Fees- Global Family Office' at $109.98 million, a 9.1% increase year-over-year [5]. - 'Wealth Management Trust, Investment and Other Servicing Fees- Total' is projected to reach $569.70 million, up 7.6% from the prior year [5]. - 'Asset Servicing Trust, Investment and Other Servicing Fees- Custody and Fund Administration' is expected to be $493.16 million, reflecting an 8.8% year-over-year increase [6]. - Total 'Asset Servicing Trust, Investment and Other Servicing Fees' is forecasted at $726.04 million, also an 8.8% increase [6]. - 'Asset Servicing Trust, Investment and Other Servicing Fees- Securities Lending' is estimated at $20.96 million, a significant 19.8% increase [7]. - 'Asset Servicing Trust, Investment and Other Servicing Fees- Investment Management' is projected to be $167.27 million, a 9.6% increase from the previous year [8]. - The average balance of total earning assets is estimated at $143.48 billion, compared to $134.77 billion in the same quarter last year [9]. - 'Net Interest Income - FTE Adjusted' is expected to be $599.04 million, up from $569.40 million year-over-year [10]. - 'Total Noninterest Income' is projected at $1.45 billion, compared to $1.41 billion in the previous year [10]. Stock Performance - Over the past month, Northern Trust shares have declined by 5.8%, while the Zacks S&P 500 composite has increased by 0.7% [11].