Core Viewpoint - Wall Street has issued negative forecasts for certain stocks, which is uncommon as financial institutions typically avoid making negative comments that could impact their other revenue streams [1] Group 1: Stocks to Sell - **Brookdale (BKD)** - Consensus price target is $8.25, indicating a -9.4% implied return from the current trading price of $9.11 per share [3][5] - Operates over 650 senior living communities serving approximately 59,000 residents across 41 states [3] - **S&T Bancorp (STBA)** - Consensus price target is $40.40, suggesting a 6.4% implied return from the current price of $37.98 per share [6][8] - Trades at 1x forward price-to-book ratio [8] Group 2: Stock to Buy - **Nelnet (NNI)** - Revenue has declined by 2.6% annually over the last five years, with earnings per share decreasing more than revenue due to shareholder dilution [9] - Annual net interest income growth of 4.3% over the last five years is below industry standards [10] - Consensus price target is $130, indicating a 0.2% implied return [11]