Core Insights - Huntington Bancshares has completed its merger with Veritex Holdings, enhancing its growth strategy in Texas markets [1] - The combined entity now holds approximately $223 billion in assets, $176 billion in deposits, and $148 billion in loans as of September 30, 2025 [1] - The merger will expand Huntington's branch network to over 1,000 locations, including Veritex's 31 branches in Texas [1] Company Strategy - The acquisition is positioned as a catalyst for future growth in Texas, particularly in the Dallas-Fort Worth and Houston areas [1] - Huntington plans to maintain and invest in Veritex's branch network to further enhance its market presence [1] - The company aims to strengthen its commitment to Texas, which is recognized as one of the fastest-growing economies in the U.S. [1] Leadership and Operations - C. Malcolm Holland III, former CEO of Veritex, will take on a non-executive role as Chairman of Texas at Huntington [1] - Huntington has been active in Texas since 2009, focusing on middle-market business banking solutions and is a leading SBA lender in the state [1] - The transition for Veritex customers to Huntington's systems is scheduled for the first quarter of 2026, with no impact on existing Huntington customers during this process [1]