Core Viewpoint - Orange Bank & Trust Company has promoted Joseph A. Ruhl to Senior Executive Vice President, acknowledging his leadership and contributions to the bank's growth in the Westchester County and Lower Hudson Valley markets [1][3]. Group 1: Leadership and Contributions - Joseph A. Ruhl joined Orange Bank & Trust in 2015 as Regional President for Westchester County, where he led commercial expansion and significantly increased regional deposits [2]. - Ruhl has been pivotal in enhancing the bank's deposit-gathering efforts and expanding business development in Westchester and Northern Hudson Valley [2]. - His leadership has strengthened the bank's presence in Yonkers through the establishment of the Business Advisory Council [2]. Group 2: Community Engagement and Background - Ruhl is actively involved in the local community, serving as secretary of the Italian American Forum and as a Director of the Columbian Lawyers Association of Westchester County [4]. - He has held leadership positions, including Chairman Emeritus of the St. Philip the Apostle Foundation and has been a member of various bar associations [4]. - Ruhl has a legal background, having practiced law and previously worked at Hudson Valley Bank as First Senior Vice President overseeing the Legal Services Division [3][4]. Group 3: Company Overview - Orange Bank & Trust Company is a leading financial institution in the Hudson Valley, focusing on commercial lending, business banking, payment processing, and wealth management services [5]. - The bank has over $2.7 billion in assets and has played a crucial role in supporting local businesses and community development for over 133 years [5].

Core Points - First Foundation Inc. will release its third quarter 2025 earnings results on October 30, 2025, before the market opens [1] - CEO Thomas C. Shafer will host a discussion regarding the financial results and recent activities at 11:00 AM ET on the same day [2] - The earnings call will be accessible via a live webcast and telephone for participants wishing to engage in the Q&A session [3][4] Company Overview - First Foundation Inc. operates through two wholly owned subsidiaries, First Foundation Advisors and First Foundation Bank, providing a range of financial services including personal banking, business banking, and private wealth management [6] - The company differentiates itself by offering a comprehensive platform of financial products combined with a high level of personalized service, which is more aligned with community banks and boutique wealth management firms [6]

Core Insights - Orange Bank & Trust Company has promoted Elizabeth "Liz" Jones to Executive Vice President, recognizing her significant contributions to the bank's operational efficiency and strategic growth [1][3]. Company Overview - Orange Bank & Trust Company is a leading financial institution in the Hudson Valley, focusing on commercial lending, business banking, payment processing, and wealth management services, with over $2.5 billion in assets [5]. Leadership and Achievements - Liz Jones joined the bank in 2016 and has held various leadership positions, including Chief Operating Officer, where she oversaw critical operational projects such as the bank's core conversion [2][4]. - The promotion reflects her exceptional leadership, work ethic, and ability to align the bank's structure and offerings with client needs, contributing to sustained loan and deposit growth [3][4]. Strategic Role - As Chief of Staff to the President and CEO, Jones has played a key role in driving the bank's strategic agenda and delivering on major project milestones [3].