UMB Financial (NasdaqGS:UMBF) Q4 2025 Earnings call January 28, 2026 09:30 AM ET Company ParticipantsChris McGratty - Managing Director and Head of U.S. Bank ResearchJim Rine - President of the holding company and CEO of UMB BankKay Gregory - Head of Investor RelationsMariner Kemper - Chairman and CEORam Shankar - CFOTimur Braziler - Director of Mid‑Cap Bank Equity ResearchConference Call ParticipantsBen Gerlinger - VP and Equity Research AnalystBrian Foran - Managing Director and Senior Equity Research Ana ...

UMB Financial (NasdaqGS:UMBF) Q4 2025 Earnings call January 28, 2026 09:30 AM ET Speaker9Hello, everyone, and thank you for joining the UMB Financial fourth quarter 2025 financial results conference call. My name is Gabrielle, and I will be coordinating your call today. During the presentation, you can register a question by pressing star, followed by 1 on your telephone keypad. If you change your mind, please press star, followed by 2 on your telephone keypad. I will now hand over to your host, Kay Gregory ...