Core Insights - Investors in 2025 are increasingly seeking reliable passive income sources, particularly those approaching retirement, with exchange-traded funds (ETFs) being a prominent option for achieving this goal [1][2] Group 1: ETF Characteristics - ETFs trade on major exchanges like stocks and hold a variety of financial assets, including stocks, bonds, and commodities, providing a means to generate passive income [1] - The ability to sell ETFs at any time during market hours offers liquidity advantages over traditional mutual funds [2] Group 2: Recommended ETFs - **JPMorgan Equity Premium Income ETF (JEPI)**: This fund has raised billions since its inception in 2020, focusing on approximately 125 stocks, including major tech companies, aiming for higher income with reasonable risk [3] - **Invesco S&P 500 High Dividend Low Volatility ETF (SPHD)**: This fund targets the 50 least volatile stocks from the highest-yielding S&P 500 companies, focusing on defensive sectors, making it suitable for conservative investors [4][5] - **Global X SuperDividend ETF (SDIV)**: This ETF invests at least 80% of its assets in high-yielding equity securities globally, with a dividend yield of 9.59% paid monthly [9] - **iShares Preferred and Income Securities ETF (PFF)**: This fund invests in preferred stocks, providing a steady monthly income with moderate risk, and has over $14 billion in assets [11][12] - **Amplify CWP Enhanced Dividend Income ETF (DIVO)**: This actively managed fund combines quality dividend stocks with covered call options, targeting conservative retirees with a dividend yield of 4.55% [13]

Ilyas nasrulloh / Shutterstock.com Quick Read iShares Flexible Income Active ETF (BINC) yields 6.14% monthly through 4,000 holdings managed by Rick Rieder who oversees $2.7T in assets. ALPS REIT Dividend Dogs ETF (RDOG) yields 6.67% quarterly across 47 diversified REITs positioned to benefit from Fed rate cuts. iShares Preferred and Income Securities ETF (PFF) yields 6.07% monthly and trades below par value after losing 18.8% over five years. If you’re thinking about retiring or know someone who i ...

The average monthly Social Security benefit today is only a little more than $2,000. Granted, you may have a larger monthly benefit coming your way if you earn above-average wages. But Social Security is also facing the possibility of benefit cuts in the future. So before you start counting on getting your money in full, you may want to have a backup plan. A lot of people enter retirement feeling optimistic about their prospects, only to realize that they don't have nearly as much income as they need to cov ...

Core Viewpoint - iShares Preferred and Income Securities ETF (PFF) offers a 6.4% yield through investments in U.S. preferred stocks and income-producing securities, with a focus on providing monthly income from a diversified portfolio [1][4]. Fund Overview - PFF has $14.2 billion in assets and has been operational since 2007, providing consistent monthly distributions [1]. - The fund charges a 0.45% expense ratio and does not employ leverage [1]. Income Generation - PFF generates its yield by collecting fixed dividend payments from preferred stocks, which are distributed monthly to shareholders [5]. - Monthly distributions have varied between $0.16 and $0.18 per share in 2025, totaling approximately $2.06 annually [6]. Distribution Characteristics - The fund has maintained consistent monthly payments since inception, although the amounts can fluctuate quarterly due to the varying payment schedules of underlying securities [6]. - PFF's low portfolio turnover of 20% indicates stable holdings, which helps reduce transaction costs [9]. Risks and Sensitivities - The primary risk to PFF's dividend sustainability is its sensitivity to interest rates, as rising rates typically lead to falling prices for preferred stocks [7]. - The Federal Reserve's monetary policy directly impacts the valuations of preferred stocks and the attractiveness of new issuances [7]. Performance Insights - PFF's total return history highlights the importance of considering both yield and price movement, with the fund's price showing stability despite fluctuations in individual high-yield securities [8]. - Preferred stocks generally underperform during periods of rising rates and credit stress, even though they provide higher current income compared to investment-grade bonds [9]. Alternative Investment - For investors seeking similar income with different risk characteristics, the SPDR Portfolio High Yield Bond ETF (SPHY) offers a 6.8% yield through corporate high-yield bonds, with a significantly lower expense ratio of 0.05% [10].

Core Insights - The article focuses on the iShares Preferred and Income Securities ETF (PFF), which has over 450 holdings primarily consisting of preferred stocks, baby bonds, and stocks with bond-like characteristics [1]. Group 1: ETF Overview - iShares Preferred and Income Securities ETF (PFF) is highlighted for its extensive portfolio, which includes a diverse range of preferred stocks and income-generating securities [1]. Group 2: Investment Strategy - The article mentions the role of Denislav Iliev, an experienced day trader with over 15 years in the field, who leads a team of 40 analysts to identify mispriced investments in fixed-income and closed-end funds [2]. - The investment group Trade With Beta, led by Denislav, provides features such as frequent picks for mispriced preferred stocks and baby bonds, weekly reviews of over 1200 equities, IPO previews, and hedging strategies [2].