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loanDepot(LDI) - 2020 Q4 - Earnings Call Presentation
2025-05-23 14:00
Financial Performance - LoanDepot achieved a FY20 volume of $101 billion[26] - The company reported a FY20 net income of $20 billion[27] - Adjusted EBITDA for FY20 reached $21 billion[30] - The UPB (Unpaid Principal Balance) of the servicing portfolio is $103 billion[29] Origination Strategy - LoanDepot's origination strategy is differentiated and built for all markets[17] - The retail strategy generated $80 billion in FY20 volume[18] - The partner strategy contributed $21 billion in FY20 volume[18] - The retail/partner volume split is 80%/20%[28] Servicing Portfolio - 24% of the servicing portfolio is in active forbearance[31] Company Overview - LoanDepot is described as a founder- & CEO-led 11 Year Old Company[20]