Core Viewpoint - ServisFirst Bank has appointed Jim Holtkamp as Regional CEO for Huntsville, aiming to enhance its regional banking strategy and client-focused growth initiatives in North Alabama [1][4]. Group 1: Leadership Appointment - Jim Holtkamp has over 20 years of banking experience and has been integral to ServisFirst Bank's success in Huntsville for nearly 15 years [2]. - Holtkamp previously served as Senior Lender and Manager of Sales, contributing to the bank's market presence through strong client relationships and community engagement [2][3]. - Andy Kattos, the former Regional CEO, will continue to support the bank in an advisory role and oversee the construction of a new building in Huntsville [3]. Group 2: Community Involvement and Background - Holtkamp is a Huntsville native and holds a B.S.B.A. in Finance from the University of Alabama in Huntsville, along with graduation from the Alabama Banking School [3]. - He is actively involved in the Huntsville community, having completed all three Huntsville Leadership Programs and serving on the Huntsville/Madison County Chamber of Commerce Board [3]. Group 3: Company Overview - ServisFirst Bank is a full-service commercial bank with assets exceeding $18 billion, focusing on commercial banking, treasury management, and private banking [5]. - The bank emphasizes competitive products and quality service, utilizing state-of-the-art technology [5]. - ServisFirst Bank has earned investment-grade ratings and a stable outlook from Kroll Bond Rating Agency since 2015 [6].

Core Insights - ServisFirst Bank has been ranked fifth among publicly traded banks with assets between $10 billion to $50 billion, according to American Banker's annual list based on year-end 2024 data [1][2] - The bank's previous ranking was fourth based on year-end 2023 data, indicating a slight decline in its position [1] - The bank reported a three-year average Return on Average Equity (ROAE) of 16.95% and a net interest margin of 2.82% for 2024 [2] Company Performance - ServisFirst Bank is recognized as the only Alabama-based institution in the top ten and among the top 80 banks nationwide, highlighting its strong financial performance [3] - The bank's success is attributed to disciplined growth, strong client relationships, and a focus on efficiency, as stated by its Chairman, President, and CEO [2] - The bank's asset size has exceeded $18 billion, reflecting its growth and stability in a competitive market [5] Industry Context - The ranking by American Banker is based on data compiled by Capital Performance Group using S&P Global Market Intelligence data and regulatory filings, emphasizing the importance of loan growth in driving earnings [2] - The median net income across the $10 billion–$50 billion tier has declined, yet ServisFirst Bank has managed to maintain its performance [2]