Core Insights - Fidelity National Financial (FNF) reported quarterly earnings of $1.63 per share, exceeding the Zacks Consensus Estimate of $1.43 per share, and up from $1.3 per share a year ago [1][2] - The company achieved revenues of $4.03 billion for the quarter ended September 2025, surpassing the Zacks Consensus Estimate by 13.54% and increasing from $3.6 billion year-over-year [3] Earnings Performance - The earnings surprise for the quarter was +13.99%, while the previous quarter saw a surprise of -17.14% with actual earnings of $1.16 compared to an expectation of $1.4 [2] - Over the last four quarters, FNF has exceeded consensus EPS estimates two times and topped revenue estimates three times [2][3] Future Outlook - The company's stock performance will largely depend on management's commentary during the earnings call and the sustainability of the recent earnings numbers [4] - Current consensus EPS estimate for the upcoming quarter is $1.45 on revenues of $3.61 billion, and for the current fiscal year, it is $4.83 on revenues of $13.62 billion [8] Industry Context - The Insurance - Multi line industry, to which FNF belongs, is currently ranked in the top 27% of over 250 Zacks industries, indicating a favorable outlook compared to the bottom 50% [9] - Empirical research suggests a strong correlation between near-term stock movements and trends in earnings estimate revisions, which can be tracked using tools like the Zacks Rank [6][7]

Core Viewpoint - Enact Holdings, Inc. reported quarterly earnings of $1.12 per share, matching the Zacks Consensus Estimate, but down from $1.16 per share a year ago [1] - The company posted revenues of $314.29 million for the quarter ended September 2025, exceeding the Zacks Consensus Estimate by 0.41% and up from $310.83 million year-over-year [2] Financial Performance - Earnings per share (EPS) for the latest quarter was $1.12, consistent with estimates, while the previous quarter's EPS was $1.15, resulting in a surprise of +3.6% [1] - The company has surpassed consensus revenue estimates two times over the last four quarters [2] - Current consensus EPS estimate for the upcoming quarter is $1.12 on revenues of $316.13 million, and for the current fiscal year, it is $4.42 on revenues of $1.25 billion [7] Market Performance - Enact Holdings shares have increased by approximately 12.7% since the beginning of the year, compared to a 15.1% gain for the S&P 500 [3] - The stock currently holds a Zacks Rank 4 (Sell), indicating expectations of underperformance in the near future [6] Industry Outlook - The Insurance - Multi line industry, to which Enact Holdings belongs, is currently ranked in the top 28% of over 250 Zacks industries, suggesting a favorable outlook compared to lower-ranked industries [8]

MBIA (MBI) came out with a quarterly loss of $0.15 per share versus the Zacks Consensus Estimate of a loss of $0.03. This compares to break-even earnings per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of -400.00%. A quarter ago, it was expected that this insurance and reinsurance company would post a loss of $0.08 per share when it actually produced a loss of $0.17, delivering a surprise of -112.5%.Over the last four quarters, t ...

Core Insights - Fidelity National Financial (FNF) reported quarterly earnings of $1.16 per share, missing the Zacks Consensus Estimate of $1.4 per share, and down from $1.24 per share a year ago [1] - The company posted revenues of $3.64 billion for the quarter, exceeding the Zacks Consensus Estimate by 3.08% and up from $3.16 billion year-over-year [3] - The stock has underperformed the market, gaining about 3.5% year-to-date compared to the S&P 500's 7.1% increase [4] Earnings Performance - The earnings surprise for the quarter was -17.14%, and the company has only surpassed consensus EPS estimates once in the last four quarters [2] - The previous quarter's earnings were $0.78 per share, which was a surprise of -30.97% against an expected $1.13 [2] Future Outlook - The current consensus EPS estimate for the upcoming quarter is $1.51 on revenues of $3.63 billion, and for the current fiscal year, it is $5.15 on revenues of $13.67 billion [8] - The estimate revisions trend for FNF was unfavorable prior to the earnings release, resulting in a Zacks Rank 5 (Strong Sell) for the stock, indicating expected underperformance in the near future [7] Industry Context - The Insurance - Multi line industry, to which FNF belongs, is currently in the top 39% of Zacks industries, suggesting a favorable outlook compared to the bottom 50% [9]

Company Performance - Lemonade reported a quarterly loss of $0.6 per share, better than the Zacks Consensus Estimate of a loss of $0.81, and improved from a loss of $0.81 per share a year ago, representing an earnings surprise of +25.93% [1] - The company posted revenues of $164.1 million for the quarter ended June 2025, surpassing the Zacks Consensus Estimate by 1.05%, and up from $122 million in the same quarter last year [2] - Over the last four quarters, Lemonade has exceeded consensus EPS estimates four times and has also topped consensus revenue estimates four times [2] Future Outlook - The sustainability of Lemonade's stock price movement will depend on management's commentary during the earnings call and the company's earnings outlook [3][4] - The current consensus EPS estimate for the upcoming quarter is -$0.74 on revenues of $180.86 million, and for the current fiscal year, it is -$2.77 on revenues of $694.36 million [7] - The estimate revisions trend for Lemonade was favorable ahead of the earnings release, resulting in a Zacks Rank 2 (Buy) for the stock, indicating expected outperformance in the near future [6] Industry Context - The Insurance - Multi line industry, to which Lemonade belongs, is currently in the top 38% of over 250 Zacks industries, suggesting a favorable outlook compared to the bottom 50% [8] - Empirical research indicates a strong correlation between near-term stock movements and trends in earnings estimate revisions, which can be tracked by investors [5]

Core Insights - Fidelity National Financial (FNF) is anticipated to report a year-over-year increase in earnings and revenues for the quarter ended June 2025, with earnings expected to be $1.40 per share, reflecting a +12.9% change, and revenues projected at $3.53 billion, up 11.7% from the previous year [1][3]. Earnings Report Expectations - The earnings report is scheduled for release on August 6, and if the results exceed expectations, the stock may rise; conversely, a miss could lead to a decline [2]. - Management's discussion during the earnings call will significantly influence the sustainability of any immediate price changes and future earnings expectations [2]. Estimate Revisions - The consensus EPS estimate has been revised down by 1.16% over the last 30 days, indicating a reassessment by analysts [4]. - The Most Accurate Estimate for FNF is higher than the Zacks Consensus Estimate, resulting in an Earnings ESP of +0.15%, suggesting a recent bullish sentiment among analysts [12]. Earnings Surprise History - In the last reported quarter, FNF was expected to post earnings of $1.13 per share but only achieved $0.78, resulting in a surprise of -30.97% [13]. - Over the past four quarters, FNF has only beaten consensus EPS estimates once [14]. Industry Context - In the Zacks Insurance - Multi line industry, Equitable Holdings, Inc. is expected to post earnings of $1.28 per share for the same quarter, indicating a year-over-year change of -10.5%, with revenues projected at $3.92 billion, up 8.1% [18][19]. - Equitable Holdings has a higher Most Accurate Estimate leading to an Earnings ESP of +0.48%, combined with a Zacks Rank of 3 (Hold), indicating a likelihood of beating the consensus EPS estimate [20].

Core Viewpoint - Old Republic International (ORI) reported quarterly earnings of $0.83 per share, exceeding the Zacks Consensus Estimate of $0.79 per share, and showing an increase from $0.76 per share a year ago, indicating a positive earnings surprise of +5.06% [1] Financial Performance - The company achieved revenues of $2.22 billion for the quarter ended June 2025, surpassing the Zacks Consensus Estimate by 1.74% and up from $2.01 billion year-over-year [2] - Over the last four quarters, Old Republic has consistently surpassed consensus EPS estimates and revenue estimates [2] Stock Performance and Outlook - Old Republic shares have increased by approximately 1.2% since the beginning of the year, while the S&P 500 has gained 8.1%, indicating underperformance relative to the broader market [3] - The company's future stock performance will largely depend on management's commentary during the earnings call and the trends in earnings estimate revisions [3][4] Earnings Estimates - The current consensus EPS estimate for the upcoming quarter is $0.73, with expected revenues of $2.28 billion, and for the current fiscal year, the EPS estimate is $3.20 on revenues of $8.83 billion [7] Industry Context - The Insurance - Multi line industry, to which Old Republic belongs, is currently ranked in the bottom 34% of over 250 Zacks industries, suggesting potential challenges ahead [8] - The performance of Old Republic's stock may be influenced by the overall outlook for the industry [8]

Core Viewpoint - FNF Group reported quarterly earnings of $0.78 per share, missing the Zacks Consensus Estimate of $1.13 per share, representing an earnings surprise of -30.97% [1][2] Financial Performance - The company posted revenues of $2.73 billion for the quarter ended March 2025, missing the Zacks Consensus Estimate by 20.73%, compared to revenues of $3.3 billion a year ago [2] - Over the last four quarters, FNF Group has surpassed consensus EPS estimates just once [2] Stock Performance - FNF Group shares have increased approximately 14.5% since the beginning of the year, while the S&P 500 has declined by 4.7% [3] - The current consensus EPS estimate for the upcoming quarter is $1.58 on revenues of $3.81 billion, and for the current fiscal year, it is $5.90 on revenues of $15.03 billion [7] Industry Outlook - The Insurance - Property and Casualty industry is currently in the top 15% of over 250 Zacks industries, indicating a favorable outlook for stocks within this sector [8] - Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions, suggesting that the industry outlook can significantly impact stock performance [5][8]

First American Financial (FAF) came out with quarterly earnings of $0.84 per share, beating the Zacks Consensus Estimate of $0.65 per share. This compares to earnings of $0.45 per share a year ago. These figures are adjusted for non-recurring items. Ahead of this earnings release, the estimate revisions trend for First American Financial: mixed. While the magnitude and direction of estimate revisions could change following the company's just-released earnings report, the current status translates into a Zac ...