Core Viewpoint - QCR Holdings, Inc. announced a cash dividend increase to $0.10 per share, reflecting strong financial performance and confidence in long-term outlook [1][2]. Financial Performance - The new dividend of $0.10 per share is an increase from the previous quarterly dividend of $0.06 per share, indicating a positive trend in the company's financial health [2]. - As of December 31, 2025, the company reported $9.6 billion in assets, $7.2 billion in loans, and $7.4 billion in deposits, showcasing its robust financial position [3]. Capital Management Strategy - The company emphasizes returning capital to shareholders as a key component of its value-creation strategy, demonstrating commitment to long-term shareholder value [3]. - The increase in dividends is seen as a testament to the durability of the company's business model [2][3]. Company Overview - QCR Holdings, Inc. is a multi-bank holding company based in Moline, Illinois, serving various communities through its subsidiary banks [3]. - The company operates 36 locations across Iowa, Missouri, and Illinois, providing full-service commercial and consumer banking, as well as trust and wealth management services [3].

Financial Performance - The company reported quarterly net income of $35.7 million and diluted EPS of $2.12 for Q4 2025, a slight decrease from $36.7 million and $2.16 in Q3 2025 [2][4] - Adjusted net income for Q4 2025 was $37.3 million with adjusted diluted EPS of $2.21, compared to $36.9 million and $2.17 in Q3 2025, and $32.8 million and $1.93 in Q4 2024 [3][4] - For the full year 2025, the company achieved record net income of $127.2 million, or $7.49 per diluted share, and record adjusted net income of $129.6 million, or $7.64 per diluted share [15] Net Interest Income and Margin - Net interest income for Q4 2025 was $68.4 million, reflecting a $3.6 million increase or 22% annualized growth from Q3 2025, driven by net interest margin (NIM) expansion and strong loan growth [6][15] - NIM for Q4 2025 was 3.06%, with a tax-equivalent yield (TEY) of 3.57%, up from 3.00% and 3.51% in the previous quarter [6][8] - The company expects ongoing margin expansion, guiding for an increase in first quarter NIM TEY of 3 to 7 basis points [8] Loan Growth and LIHTC Lending - Total loans grew by $303.7 million, or 17% annualized, in Q4 2025, excluding the impact of a construction loan sale and planned runoff of the m2 portfolio [14][16] - The company successfully sold $285.3 million of LIHTC construction loans, which will enhance capacity for permanent LIHTC lending and further grow capital markets revenue [13][16] - The LIHTC lending business continues to outperform, driven by strong demand for affordable housing [10] Noninterest Income - Noninterest income for Q4 2025 was $38.7 million, a 6% increase from $36.7 million in Q3 2025, with capital markets revenue of $24.5 million [9][15] - Wealth management revenue totaled $5.3 million for the quarter, representing a 4% increase from Q3 2025 and an 11% increase for the year [9] Expenses and Efficiency - Noninterest expenses for Q4 2025 totaled $62.9 million, up from $56.6 million in Q3 2025, primarily due to a non-recurring loss from debt extinguishment and increased variable compensation [17][18] - The adjusted efficiency ratio for Q4 was 56.8%, compared to 55.6% in the prior period [18] Deposit Growth - Total core deposits increased by $64.2 million, or 4% annualized, from Q3 2025, with average deposit balances rising by $236.8 million, or 13% annualized [20] - For the full year, core deposits grew by $474.4 million, or 7%, with a stable deposit mix and a significant reduction in brokered deposits [20][21] Asset Quality - Total criticized loans decreased by $5.2 million, with the criticized loans to total loans ratio improving to 1.94% [22] - Nonperforming assets totaled $43.3 million, with a static NPA to total assets ratio of 0.45% [23] Capital and Shareholder Returns - Tangible book value (TBV) per share increased by $2.08, or 15% annualized, in Q4 2025 [26] - The company repurchased approximately 163,000 shares for $12.6 million in Q4 2025, totaling $21.6 million for the full year [29][30]

Core Viewpoint - QCR Holdings, Inc. will release its fourth quarter and fiscal year financial results for 2025 on January 27, 2026, with a conference call scheduled for January 28, 2026, to discuss these results [1]. Group 1: Financial Results Announcement - The financial results for the fourth quarter and fiscal year ended December 31, 2025, will be released after market close on January 27, 2026 [1]. - A conference call and webcast will take place on January 28, 2026, at 10:00 a.m. Central Time to discuss the financial results [1]. Group 2: Teleconference Details - Dial-in information for the teleconference includes 888-346-9286 for domestic calls and 412-317-5253 for international calls [2]. - The teleconference will be archived and available for replay until February 4, 2026, with access information provided [2]. Group 3: Webcast Information - A webcast of the teleconference can be accessed on the Company's News and Events page at www.qcrh.com, with an archived version available shortly after the live event [3]. Group 4: Company Overview - QCR Holdings, Inc. is a multi-bank holding company based in Moline, Illinois, serving various communities through its subsidiary banks [4]. - The Company operates 36 locations across Iowa, Missouri, and Illinois, providing full-service commercial and consumer banking, as well as trust and wealth management services [4]. - As of September 30, 2025, QCR Holdings had $9.6 billion in assets, $7.2 billion in loans, and $7.4 billion in deposits [4].

Core Viewpoint - Equity Bancshares, Inc. will announce its third quarter financial results on October 14, 2025, followed by a conference call on October 15, 2025, to discuss the earnings [1][2]. Financial Results Announcement - The third quarter financial results will be released after market close on October 14, 2025 [1]. - A conference call will be held on October 15, 2025, at 10 a.m. Eastern Time to discuss the results [2]. Company Overview - Equity Bancshares, Inc. is the holding company for Equity Bank, providing a range of financial solutions including commercial loans, consumer banking, mortgage loans, and wealth management services [3]. - The company's common stock is traded on the New York Stock Exchange under the symbol "EQBK" [3]. Contact Information - Media Contact: Russell Colburn, Public Relations & Communications Manager, Equity Bancshares, Inc. [7] - Investor Contact: Brian J. Katzfey, VP, Director of Corporate Development and Investor Relations, Equity Bancshares, Inc. [7]

Core Viewpoint - QCR Holdings, Inc. is set to release its second quarter financial results on July 23, 2025, followed by a conference call on July 24, 2025, to discuss these results [1]. Financial Results Announcement - The financial results for the second quarter ended June 30, 2025, will be released after market close on July 23, 2025 [1]. - A conference call and webcast will take place on July 24, 2025, at 10:00 a.m. Central Time to discuss the financial results [1]. Teleconference Details - Dial-in information for the teleconference includes 888-346-9286 (international 412-317-5253) [2]. - The event will be archived and available for replay until July 31, 2025, with replay access information being 877-344-7529 (international 412-317-0088); access code 8414968 [2]. Webcast Information - A webcast of the teleconference can be accessed on the Company's News and Events page at www.qcrh.com [3]. - An archived version of the webcast will be available shortly after the live event [3]. Company Overview - QCR Holdings, Inc. is a multi-bank holding company headquartered in Moline, Illinois, serving various communities through its subsidiary banks [4]. - The Company provides full-service commercial and consumer banking, as well as trust and wealth management services [4]. - As of March 31, 2025, QCR Holdings had $9.2 billion in assets, $6.8 billion in loans, and $7.3 billion in deposits [4].