Changshu Bank(601128)2024-06-26 07:41Group 1: Investor Relations Activities - A total of 15 investor relations activities were conducted from February 20 to April 11, 2024, including specific research and broker strategy meetings [1][2][3]. - The activities involved 11 different institutions on February 27, with a total of 16 participants [1]. - The largest broker strategy meeting occurred on March 7, with 30 institutions and 35 participants [2]. Group 2: Financial Performance - In 2023, the bank achieved a revenue growth of 16.16% in deposits and 15% in loans [3]. - The net interest margin slightly decreased due to competitive pressures and economic conditions, but the bank managed to control deposit costs effectively [3]. - As of the end of 2023, the non-performing loan ratio was 0.75%, a decrease of 0.06 percentage points from the beginning of the year, and the provision coverage ratio was 537.88%, an increase of 1.11 percentage points [3]. Group 3: Risk Management and Outlook - The bank employs a comprehensive risk management model to maintain asset quality, focusing on preemptive, ongoing, and post-event risk controls [3]. - For 2024, the bank aims to maintain stable asset quality and provision coverage, with expectations of a slight narrowing in the net interest margin [3].