First Hawaiian(FHB) - 2024 Q2 - Earnings Call Presentation

1 GOOD LOAN PRODUCTION PARTIALLY ($ millions) REDUCED PUBLIC TIME DEPOSITS $148 MM 5 1 BP INCREASE IN NIM 6 ($ millions) Noninterest Income Noninterest Expense 120.9 128.8 122.1 58.0% 62.2% 59.2% ($ millions) 125.0 115.0 105.0 95.0 85.0 75.0 7 ($ millions) ■ QTD Net Charge Off ($ millions) Jun-24 NPA and 90+ Days Past Due ($ millions) 30-89 days past due is comprised of accruing and non-accruing loans = Rollforward of the On-Balance Sheet Allowance for Credit Losses > APPENDIX | --- | --- | --- | --- | --- ...