HONOLULU, Jan. 09, 2026 (GLOBE NEWSWIRE) -- First Hawaiian, Inc. (NASDAQ: FHB) announced today that it plans to release its fourth quarter 2025 financial results on Friday, January 30, 2026 before the market opens. First Hawaiian will host a conference call to discuss the company’s results on the same day at 1:00 p.m. Eastern Time (8:00 a.m. Hawaii Time). To access the call by phone, participants will need to click on the following registration link: https://register-conf.media-server.com/register/BI1600e99 ...

HONOLULU, Jan. 09, 2026 (GLOBE NEWSWIRE) -- First Hawaiian, Inc. (NASDAQ: FHB) announced today that it plans to release its fourth quarter 2025 financial results on Friday, January 30, 2026 before the market opens. First Hawaiian will host a conference call to discuss the company’s results on the same day at 1:00 p.m. Eastern Time (8:00 a.m. Hawaii Time). To access the call by phone, participants will need to click on the following registration link: https://register-conf.media-server.com/register/BI1600e99 ...

Core Viewpoint - The recent performance of First Hawaiian (FHB) has been positive, driven by net interest margin expansion and stable credit quality, contributing to solid earnings growth for the bank [1]. Group 1: Company Performance - First Hawaiian has experienced net interest margin expansion, which is a key driver of its earnings growth [1]. - The bank has maintained a benign credit quality, further supporting its financial performance [1]. Group 2: Investment Approach - The investment strategy focuses on a long-term, buy-and-hold approach, particularly favoring stocks that can deliver sustainable high-quality earnings [1].

Core Insights - Three stocks are highlighted with strong income characteristics and a buy rank as of November 19th Group 1: First Hawaiian (FHB) - First Hawaiian offers a range of banking services including deposit products, lending services, and wealth management [1] - The Zacks Consensus Estimate for its current year earnings has increased by 4.9% over the last 60 days [1] - The company has a dividend yield of 4.5%, surpassing the industry average of 3.1% [2] Group 2: OP Bancorp (OPBK) - OP Bancorp provides commercial banking services to both retail and institutional customers [2] - The Zacks Consensus Estimate for its current year earnings has increased by 4.7% over the last 60 days [2] - The company has a dividend yield of 3.8%, compared to the industry average of 1.2% [2] Group 3: Jackson Financial (JXN) - Jackson Financial is a U.S. retirement services provider with a diverse portfolio of differentiated products [3] - The Zacks Consensus Estimate for its current year earnings has increased by 1.7% over the last 60 days [3] - The company has a dividend yield of 3.5%, which is higher than the industry average of 1.6% [3]

Financial Performance - Interest income for Q3 2025 was $242,575,000, a decrease of 2.4% from $249,996,000 in Q3 2024[246] - Net interest income increased to $169,331,000 in Q3 2025, up 8.3% from $156,707,000 in Q3 2024[246] - Net income for Q3 2025 was $73,840,000, representing a 20.1% increase from $61,492,000 in Q3 2024[246] - Basic earnings per share rose to $0.59 in Q3 2025, compared to $0.48 in Q3 2024, marking a 22.9% increase[246] - The dividend payout ratio decreased to 44.07% in Q3 2025 from 54.17% in Q3 2024[246] - Net income for the three months ended September 30, 2025, was $73.8 million, an increase of 20% compared to the same period in 2024[249] - Basic and diluted earnings per share for the three months ended September 30, 2025, were both $0.59, reflecting a 23% increase from the same period in 2024[249] Interest Income and Margin - The net interest margin improved to 3.19% in Q3 2025, up from 2.95% in Q3 2024[246] - Net interest income for the three months ended September 30, 2025, was $169.3 million, an increase of 8% compared to the same period in 2024[252] - The net interest margin for the same period was 3.19%, an increase of 24 basis points from the prior year[266] - For the nine months ended September 30, 2025, net interest income was $496.5 million, an increase of $28.4 million or 6% compared to the same period in 2024[275] - The net interest margin for the nine months ended September 30, 2025, was 3.13%, an increase of 20 basis points from the prior year[275] Asset Quality and Credit Losses - The provision for credit losses for the three months ended September 30, 2025, was $4.5 million, a decrease of 39% compared to the same period in 2024[252] - Provision for credit losses was $4.5 million for Q3 2025, down from $7.4 million in Q3 2024, primarily due to decreases in consumer loans and home equity lines[279] - The allowance for credit losses (ACL) was $165.3 million as of September 30, 2025, representing 1.17% of total outstanding loans and leases[279] - Total Non-Performing Assets (NPAs) increased to $30.9 million as of September 30, 2025, up by $10.3 million or 50% from December 31, 2024[364] - The ratio of NPAs to total loans and leases and Other Real Estate Owned (OREO) was 0.22% as of September 30, 2025, compared to 0.14% as of December 31, 2024[364] Deposits and Loans - Total deposits increased by $407.3 million or 2% to $20.7 billion as of September 30, 2025, compared to December 31, 2024[259] - Total loans and leases decreased by $278.9 million or 2% to $14.1 billion as of September 30, 2025, from December 31, 2024[255] - Public deposits rose by $527.3 million or 69% to $1.3 billion as of September 30, 2025, compared to December 31, 2024[386] Equity and Capital Ratios - Common Equity Tier 1 Capital Ratio was 13.24% as of September 30, 2025, an increase of 44 basis points from December 31, 2024[254] - Total stockholders' equity increased by $116.4 million or 4% to $2.7 billion as of September 30, 2025, primarily due to earnings of $206.3 million[259] - The Company's total capital ratio was 14.49% as of September 30, 2025, compared to 13.99% as of December 31, 2024[399] Operational Efficiency - The efficiency ratio improved to 55.29% in Q3 2025 from 59.77% in Q3 2024[246] - Total noninterest expense for Q3 2025 was $125.7 million, a slight decrease of $0.4 million compared to Q3 2024[290] - Salaries and employee benefits expense increased by 3% to $61.5 million for Q3 2025, driven by higher incentive compensation[292] Market and Economic Conditions - The statewide seasonally adjusted unemployment rate in Hawaii was 2.7% as of August 31, 2025, lower than the national rate of 4.3%[240] - The median price of a single-family home sold on Oahu was $1,145,000 in the first nine months of 2025, a 4.1% increase from the same period in 2024[242] Interest Rate Risk Management - The estimated percentage change in net interest income for a +200 basis point immediate change in interest rates is projected to be 6.4% for the 12 months following September 30, 2025[418] - The objective of the interest rate risk management process is to maximize net interest income while maintaining adequate levels of funding and liquidity[425] - The Asset and Liability Management Committee (ALCO) oversees strategies to neutralize interest rate risk and ensure compliance with management policies[426]

Core Insights - First Hawaiian, Inc. reported Q3 2025 earnings of $0.59 per share, exceeding expectations by $0.07 or 13.5% and also surpassing Q2 results by $0.05 [1] Financial Performance - Q3 2025 earnings per share: $0.59 - Earnings exceeded expectations by $0.07, representing a 13.5% increase - Earnings also increased by $0.05 compared to Q2 of the same year [1]

Core Insights - First Hawaiian reported Q3 2025 earnings of $0.59 per share, exceeding expectations by $0.07 or 13.5% [1] - The earnings also showed an increase of $0.05 compared to Q2 of this year and $0.11 year-over-year [1] Financial Performance - Q3 2025 earnings per share: $0.59 [1] - Earnings beat expectations by $0.07, representing a 13.5% increase [1] - Compared to Q2 2025, earnings increased by $0.05 [1] - Year-over-year increase in earnings of $0.11 [1]

Core Viewpoint - Nissan Motor and Mercedes-Benz have raised concerns about a worsening semiconductor supply shortage, indicating significant repercussions for the automotive industry [1] Group 1: Semiconductor Supply Crisis - The semiconductor supply crunch is deepening, affecting major global automakers [1] - The situation reflects ongoing tensions between various stakeholders in the semiconductor supply chain [1] Group 2: Impact on Automotive Industry - The automotive industry is experiencing growing fallout from the semiconductor shortage, which may lead to production delays and reduced vehicle availability [1] - Companies are likely to face challenges in meeting consumer demand due to the constrained supply of critical components [1]

Core Insights - First Hawaiian Inc reported third-quarter earnings of 59 cents per share, exceeding the analyst consensus estimate of 52 cents per share [1] - The company achieved quarterly sales of $226.391 million, surpassing the analyst consensus estimate of $218.300 million [1] Company Performance - Bob Harrison, Chairman, President, and CEO, highlighted the strong performance as a result of effective teamwork and operations, emphasizing the personalized service provided to customers [2] - Following the earnings announcement, First Hawaiian shares traded at $24.78 [2] Analyst Ratings and Price Targets - Piper Sandler analyst Matthew Clark maintained a Neutral rating and raised the price target from $27 to $28 [4] - JP Morgan analyst Anthony Elian maintained an Underweight rating and increased the price target from $26 to $27 [4] - Barclays analyst Jared Shaw also maintained an Underweight rating while boosting the price target from $25 to $26 [4]

Core Insights - First Hawaiian Inc reported better-than-expected third-quarter results, with earnings of 59 cents per share, surpassing the analyst consensus estimate of 52 cents per share [1] - The company achieved quarterly sales of $226.391 million, exceeding the analyst consensus estimate of $218.300 million [1] Company Performance - Bob Harrison, Chairman, President, and CEO, highlighted the strong performance as a result of effective teamwork and operations, emphasizing the personalized service provided to customers [2] - Following the earnings announcement, First Hawaiian shares traded at $24.78 [2] Analyst Ratings and Price Targets - Piper Sandler analyst Matthew Clark maintained a Neutral rating on First Hawaiian and raised the price target from $27 to $28 [4] - JP Morgan analyst Anthony Elian maintained an Underweight rating and increased the price target from $26 to $27 [4] - Barclays analyst Jared Shaw also maintained an Underweight rating while boosting the price target from $25 to $26 [4]