ZJB(SH:601860)2024-08-02 07:34Group 1: Retail Loan Performance - Retail loan issuance has remained stable this year, with personal operating loans showing steady growth and consumer loans performing better than expected, indicating a positive development trend [2] - Sufficient retail loan reserves are in place, with plans to continue promoting credit issuance in the second half of the year, focusing on marketing loans below 500,000 yuan [2] Group 2: Mid-term Dividend Plans - The bank plans to propose a mid-term dividend arrangement for 2024, which has been approved by the board and shareholders, in line with regulatory requirements to enhance investor returns [2] - The total cash dividend amount will not exceed the net profit attributable to shareholders for the corresponding period, taking into account undistributed profits and current performance [2]