Alliance Data Systems(BFH) - 2023 Q1 - Earnings Call Transcript

Bread Financial Holdings, Inc. (NYSE:BFH) Q1 2023 Earnings Conference Call April 27, 2023 8:30 AM ET Company Participants Brian Vereb - Head of Investor Relations Ralph Andretta - President and Chief Executive Officer Perry Beberman - Executive Vice President and Chief Financial Officer Conference Call Participants Sanjay Sakhrani - KBW Vincent Caintic - Stephens Moshe Orenbuch - Credit Suisse Mihir Bhatia - Bank of America Jeff Adelson - Morgan Stanley Bill Carache - Wolfe Research Regi Smith - JPMorgan Do ...