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Alliance Data Systems(BFH) - 2022 Q3 - Earnings Call Presentation

\ bread financial. Bread Financial Third Quarter 2022 Results October 27, 2022 Ralph Andretta President & CEO Perry Beberman EVP & CFO Forward-Looking Statements This release contains forward-looking statements within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934. Forwardlooking statements give our expectations or forecasts of future events and can generally be identified by the use of words such as "believe," "expect," "anticipate," "estimat ...