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Alliance Data Systems(BFH) - 2022 Q2 - Earnings Call Transcript

Bread Financial Holdings, Inc. (NYSE:BFH) Q2 2022 Results Conference Call July 28, 2022 8:30 AM ET Company Participants Brian Vereb - Head, IR Ralph Andretta - CEO, President & Director Perry Beberman - EVP & CFO Conference Call Participants Robert Napoli - William Blair Sanjay Sakhrani - KBW Bill Carcache - Wolfe Research Jeff Adelson - Morgan Stanley Mihir Bhatia - Bank of America Reggie Smith - JPMorgan John Pancari - Evercore Dominick Gabriele - Oppenheimer & Co Operator Good morning, and welcome to Bre ...