Alliance Data Systems(BFH) - 2021 Q2 - Earnings Call Transcript

Alliance Data Systems Corporation (ADS) Q2 2021 Earnings Conference Call July 29, 2021 8:30 AM ET Company Participants Brian Vereb - Head, IR Ralph Andretta - President & CEO Perry Beberman - EVP & CFO Conference Call Participants Robert Napoli - William Blair Sanjay Sakhrani - KBW Mihir Bhatia - Bank of America Jeff Adelson - Morgan Stanley John Pancari - Evercore ISI Meng Jiao - Deutsche Bank David Scharf - JMP Securities Dominick Gabriele - Oppenheimer Reggie Smith - JPMorgan Operator Good morning, and w ...