Alliance Data Systems(BFH) - 2021 Q1 - Earnings Call Transcript

Alliance Data Systems Corporation (ADS) Q1 2021 Earnings Conference Call April 29, 2021 8:30 AM ET Company Participants Ralph Andretta - President & CEO Tammy Mcconnaughey - EVP of Operations & Credit Risk Brian Vereb - IR Conference Call Participants Sanjay Sakhrani - KBW Robert Napoli - William Blair Ryan Nash - Goldman Sachs Darrin Peller - Wolfe Research Mihir Bhatia - Bank of America Jeff Adelson - Morgan Stanley Dominick Gabriele - Oppenheimer. David Scharf - JMP Securities Operator Good morning, and ...