Alliance Data Systems(BFH) - 2020 Q4 - Earnings Call Presentation

Alliance Data ©2021 ADS Alliance Data Systems, Inc. Full Year & Fourth Quarter 2020 Results January 28, 2021 Ralph Andretta – President & CEO Tim King – EVP & CFO Forward-Looking Statements This presentation contains forward‐looking statements within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934. Forward‐looking statements give our expectations or forecasts of future events and can generally be identified by the use of words such as "believe, ...