Alliance Data Systems(BFH) - 2020 Q2 - Earnings Call Transcript

Alliance Data Systems Corporation (ADS) Q2 2020 Earnings Conference Call July 23, 2020 8:30 AM ET Company Participants Vicky Nakhla - AdvisIRy Partners Ralph Andretta - President & CEO Tim King - EVP & CFO Conference Call Participants Sanjay Sakhrani - KBW Andrew Bauch - Wolfe Research Bob Napoli - William Blair Eric Wasserstrom - UBS David Scharf - JMP Securities Dominic Gabriele - Oppenheimer William Ryan - Compass Point Mihir Mehta - Bank of America John Hecht - Jefferies Operator Good morning. And welco ...