Alliance Data Systems(BFH) - 2020 Q1 - Earnings Call Transcript

Alliance Data Systems Corporation (ADS) Q1 2020 Earnings Conference Call April 23, 2020 8:30 AM ET Company Participants Vicky Nakhla - AdvisIRy Partners Ralph Andretta - President & CEO Tim King – EVP & CFO Conference Call Participants Sanjay Sakhrani - KBW Darrin Peller - Wolfe Research Bob Napoli - William Blair Andrew Jeffrey - SunTrust Ryan Cary - Bank of America Dan Perlin - RBC Capital Markets Eric Wasserstorm - UBS Ashish Sabadra - Deutsche Bank Tim Willi - Wells Fargo Operator Good morning. And welc ...