Alliance Data Systems(BFH) - 2019 Q4 - Earnings Call Transcript

Alliance Data Systems Corporation (ADS) Q4 2019 Earnings Conference Call January 30, 2020 8:30 AM ET Company Participants Vicky Nakhla - AdvisIRy Partners Charles Horn - Acting CEO, Executive Vice President and Vice Chairman Tim King - Executive Vice President and Chief Financial Officer Conference Call Participants Sanjay Sakhrani - KBW Darrin Peller - Wolfe Research Andrew Jeffrey - SunTrust Robinson Humphrey Bob Napoli - William Blair Dominick Gabriele - Oppenheimer & Co. Inc David Scharf - JMP Securitie ...