The Hartford(HIG) - 2022 Q4 - Earnings Call Presentation

5 PROPERTY & CASUALTY Strong contribution from Commercial Lines delivers profitable growth | --- | --- | --- | --- | --- | --- | |----------|-------|-------|----------------------------------|-------|---------------------------------| | 100.4 | | | Commercial Lines Combined Ratio3 | | | | | 95.8 | 90.2 | | 89.0 | | | 5.0 33.5 | 6.7 | 2:0 | 84.6 | 1.6 | | | | 32.2 | 31.6 | 32.1 | 31.3 | CAY CATs and PYD | | | | | | | | | | | | | | Expense Ratio | | 61.6 | 56.7 | 56.4 | 56.5 | 55.7 | CAY Losses and LAE4 Befor ...