Bank of Ningbo(SZ:002142)2024-09-19 08:45Group 1: Investor Relations Activity - The activity involved specific object research and included participants such as Tan Li, Wu You, Zhang Lu, and Zhang Jintao [2] - The event took place on the morning of the 19th [2] Group 2: Service to Small and Micro Enterprises - The bank continuously explores new comprehensive operating models for small and micro customers, innovating financial products to meet their needs [2] - The bank aims to provide more professional comprehensive financial services to small and micro enterprises [2] Group 3: Competitive Advantage - The bank adheres to a differentiated operating strategy, actively adapting to changes in the operating environment [2] - It focuses on accumulating comparative advantages to promote high-quality development [2] Group 4: Risk Management Measures - The bank follows the risk management philosophy of "operating a bank means managing risks," continuously improving a comprehensive risk management system [2] - Key measures include implementing a unified credit policy at the business entry level, conducting ongoing industry research for risk identification, and independent credit approval in the business approval process [2] Group 5: Disclosure of Major Information - During the reception, the bank's personnel engaged in thorough communication with investors, adhering strictly to regulations without disclosing any undisclosed major information [2]