NMI (NMIH) - 2022 Q4 - Earnings Call Transcript

The conference has now concluded. Thank you for attending today???s presentation. You may all now disconnect. Geoffrey Dunn Thanks. Just firstly a clarification, Ravi, on the expense guidance for modest growth, is that net of seating commissions or is that on a gross basis? Ravi Mallela On a gross basis and the impact of the ??? what you???re referring to, the season QSR, I believe. Geoffrey Dunn Okay, so a reported basis. Great. And then Adam, I???m curious of your opinion on market pricing with respect to ...