Bank Of Guiyang(SH:601997)2024-11-12 07:35Group 1: Asset Quality Management - The bank is adapting its asset quality management in response to domestic economic restructuring and new financial asset classification regulations, aiming to maintain overall asset quality stability [1] - Continuous updates to credit guidelines are being implemented to direct credit funds towards promising sectors and optimize credit asset structure [1] - The bank is enhancing its capabilities in identifying, monitoring, and managing credit risks while increasing efforts in disposing of non-performing assets [1] Group 2: Net Interest Margin Outlook - In the context of a narrowing net interest margin trend, the bank is focusing on improving credit issuance capacity while managing liability costs [1] - The bank aims for a balanced approach in "volume, price, and structure" to stabilize net interest margin [1] - Strategies include increasing low-cost funding flows, optimizing deposit term structures, and enhancing market timing capabilities for managing liabilities [1]