Bank of Ningbo(002142)2024-11-13 09:17Group 1: Competitive Advantage - The bank adopts a differentiated business strategy to adapt to changes in the operating environment, continuously accumulating comparative advantages for high-quality development [1] - Key strategies include deepening operational focus, strengthening core advantages, accelerating technological transformation, and maintaining a risk management baseline to ensure stable operations [1] Group 2: Services for Small and Micro Enterprises - The bank continuously explores new comprehensive operating models for small and micro clients, innovating financial products to meet their needs [1] - It aims to provide more professional and comprehensive financial services to small and micro enterprises [1] Group 3: Risk Management Measures - The bank adheres to the philosophy that "operating a bank is managing risks," continuously improving a comprehensive risk management system [1] - Key measures include implementing a unified credit policy at the business entry level, conducting ongoing industry research for risk identification, and enforcing independent credit approval in the business approval process [1] Group 4: Disclosure Compliance - During the investor relations activity, the company ensured full communication with investors, strictly adhering to regulations without disclosing any undisclosed significant information [1]