BANK OF SUZHOU(002966)2024-12-09 10:42Group 1: Project Reserve and Credit Growth - The bank has initiated preparations for the 2025 peak season credit projects, aiming for steady growth in overall credit scale for the coming year [1] - Current project reserves are primarily focused on corporate sectors, with efforts to identify customer needs and expedite project implementation for early revenue generation [1] Group 2: Deposit Interest Cost Management - The bank has been optimizing its deposit structure in line with market interest rate trends, achieving improvements in deposit interest costs [1] - Future strategies will involve closely monitoring deposit market trends and industry policies to balance deposit scale and quality, continuing to enhance overall deposit interest costs [1] Group 3: Provision Coverage Ratio - As of the end of September, the bank's provision coverage ratio stood at 473.66%, indicating a strong risk mitigation capacity [1] - The bank plans to maintain a relatively stable provision coverage ratio throughout the year, with ongoing enhancements in risk management practices [2] Group 4: Compliance and Disclosure - During the investor relations activity, the company ensured full communication with investors, adhering strictly to regulations without disclosing any undisclosed significant information [2]