Bank of Ningbo(002142)2024-12-18 10:05Group 1: Risk Management and Operational Strategy - The bank emphasizes maintaining a risk baseline to ensure stable operations [1] - The bank adopts a differentiated business strategy to adapt to changes in the operating environment, focusing on high-quality development [1] - Key areas of loan allocation include advanced manufacturing, private small and micro enterprises, and import-export businesses [1] Group 2: Risk Management Measures - The bank adheres to the philosophy that "operating a bank is managing risks," continuously improving a comprehensive risk management system [1] - Unified credit policies are implemented at the business entry level, with ongoing industry research for risk identification [1] - Independent credit approval processes are established at the business approval level [1] Group 3: Investor Relations Activity - The investor relations activity involved a meeting with the company's investor relations team and representatives from Da Cheng Fund [1] - The meeting took place on December 18, 2024, at the company's headquarters [1] - There were no disclosures of significant undisclosed information during the meeting, adhering to relevant regulations [1]