BANK OF SUZHOU(002966)2025-02-12 10:44Group 1: Credit and Market Performance - The bank has achieved a good start in credit issuance for 2025, with project reserves exceeding the same period last year [2] - The bank aims to expand market share and ensure early returns through proactive project implementation [2] - The bank has achieved full coverage of operating institutions across Jiangsu province and is focusing on developing key areas outside its base [3] Group 2: Asset Quality and Risk Management - The bank maintains a risk management philosophy emphasizing the importance of risk prevention, with a non-performing loan ratio of 0.83% as of the end of 2024, a decrease of 0.01 percentage points from the previous year [4] - Continuous optimization of credit policies and monitoring will be implemented to maintain stable asset quality throughout the year [4] Group 3: Investor Returns - The bank has consistently maintained a cash dividend ratio above 30% over the past three years, with expectations for sustainable returns for shareholders [5] - The bank will assess the total profit distribution and cash dividend ratio for the year to enhance investor satisfaction [5] Group 4: Compliance and Communication - The company ensured that no undisclosed significant information was leaked during the investor communication process [6]