Financial Data and Key Metrics Changes - In Q4, total revenue was approximately 687million,withannualrevenuereaching2.77 billion, reflecting a year-over-year increase of 5.4% [6][13] - Net profit attributable to ordinary shareholders for the quarter was over 99.6million,withannualprofitresultsdoubling,meetingfinancialguidance[6][17]−Thecompanyhasmaintainedprofitabilityfortwelveconsecutivequartersandplanstolaunchacashdividendof0.20 per ordinary share and 0.02perADS[7][8]BusinessLineDataandKeyMetricsChanges−Theinsurancebusinessachievedfirst−yearpremium(FYP)ofaboutRMB1.9billion,representing24.5103 million and an 18% operating margin [19] - The digital clinical trial division income grew by 22.9% year-over-year, reflecting ongoing expansion in this segment [24] Market Data and Key Metrics Changes - The medical crowdfunding platform facilitated donations of 67.5billiontoapproximately3.4millionpatients,indicatingsignificantengagementandsupport[22]−Thecompanypartneredwith115publiccharitiesandmanagedover15,000charitableprojects,showcasingitscommitmenttosocialresponsibility[9]CompanyStrategyandDevelopmentDirection−Thecompanyaimsfora20104 million, reflecting a commitment to shareholder value [8][9] - Waterdrop has achieved significant milestones in AI, including 48 LLM-related patents granted, indicating a strong focus on innovation [44] Q&A Session Summary Question: What are the growth prospects for Waterdrop's AI applications? - Management indicated that AI technology will further consolidate Waterdrop's leading position in the insurtech industry over the next three to five years, leveraging industry know-how and application trends [50]
Waterdrop(WDH)2025-03-12 16:03