Workflow
宇信科技(300674) - 宇信科技:2025年4月2日-3日投资者关系活动记录表

Group 1: Company Overview and Business Focus - Yuxin Technology is focusing on the financial industry's digital transformation and innovation, particularly in the context of national security and stability [2][3] - The company has accumulated significant capabilities in the信创 (Xinchuang) sector, with 6 major capabilities, 7 solution types, and 8 product categories [2][3] Group 2: Financial Performance and Market Trends - As of the end of 2024, the total amount of overdue credit card loans reached CNY 123.96 billion, a year-on-year increase of 26.31% [4] - The scale of non-performing assets in credit cards and consumer finance is rapidly increasing, with a total of over CNY 25.5 billion in non-performing asset packages announced by banks [4][5] Group 3: Strategic Initiatives and Future Plans - The company plans to issue H-shares and list on the Hong Kong Stock Exchange to enhance its international presence and brand recognition [7] - AI technology is being actively embraced by banks, with significant demand for AI tools like DeepSeek, indicating a shift in budget allocation towards efficiency-enhancing technologies [8] Group 4: Risk Considerations - The content discussed in the investor relations activities does not constitute a substantive commitment from the company regarding future development plans or performance expectations, and investors should remain aware of associated risks [9]