证券日报网讯1月26日，宇信科技（300674）在互动平台回答投资者提问时表示，公司始终致力于通过 产品创新、业务创新、市场开拓等途径，提升公司经营质量，为股东创造长期价值，并已明确按 照"AI+海外+Web3"三大战略发展经营，推动公司迈向新阶段。公司持续关注市场估值表现，团队上下 按照既定的战略方向发展努力，不断夯实产品和解决方案能力，落实客户、项目和团队经营并提升生态 布局。 ...

同壁财经讯，企查查数据显示，根据《四川银行不良资产管理系统升级项目成交结果公告》，北京宇信 科技集团股份有限公司于2026年1月26日公告中标四川银行采购项目，中标金额为120.00万元。 相关上市公司：宇信科技(300674.SZ) 相关上市公司：宇信科技(300674.SZ) 同壁财经小贴士： 宇信科技（300674.SZ）2024年营业收入为39.58亿元，营业收入增长率为-23.94%，归属母公司净利润 为3.80亿元，归属母公司净利润增长率为16.62%，净资产收益率为9.15%。 2025年上半年公司营业收入为14.15亿元，营业收入增长率为-5.01%，归属母公司净利润为2.20亿元，归 属母公司净利润增长率为35.26%。 目前公司属于信息技术行业，主要产品类型为系统集成服务、专业咨询服务，2024年报主营构成为银行 IT解决方案:87.45%;非银IT解决方案:9.37%;运营业务:3.08%;其他业务:0.1%。 宇信科技（300674.SZ）2024年营业收入为39.58亿元，营业收入增长率为-23.94%，归属母公司净利润 为3.80亿元，归属母公司净利润增长率为16.62%，净资产收 ...

Investment Rating - The report indicates a positive investment outlook for the industry, highlighting a "golden window period" for the short drama sector, with expectations for significant growth in the coming years [2][11]. Core Insights - The short drama industry has reached a scale of nearly 1 trillion yuan, surpassing both the film and long video sectors, with a projected compound annual growth rate (CAGR) of over 50% from 2023 to 2026 [11]. - The market for animated dramas is expected to exceed 22 billion yuan by 2026, contributing 50% of the incremental growth in the short drama industry [11]. - ByteDance is positioned as the absolute leader in the animated drama sector, leveraging its "traffic + IP + AI" integrated strategy to dominate the market [2][17]. - The application of AI technology is transforming the production paradigm of animated dramas, reducing production cycles from over 50 days to under 30 days and significantly lowering costs [3][21]. Summary by Sections Section 1: The Golden Window for Short Dramas - The short drama market has surpassed 1 trillion yuan, with user engagement increasing, and the average daily viewing time expected to exceed 100 minutes by 2025 [11]. - The market has entered a phase of rapid growth and commercialization, with significant increases in both supply and demand for animated dramas [11][12]. Section 2: AI Reshaping Production Paradigms - AI technologies are enabling a shift from manual production to industrialized generation, with production costs dropping to the thousand-yuan level [3][21]. - The integration of AI in production processes is expected to streamline workflows, reducing the number of steps from 11 to 5 and cutting costs by 60% [3][24]. Section 3: Trends in AI Applications - The report anticipates a significant uptick in AI applications by 2026, driven by the need for software to leverage substantial computational investments [4][31]. - Companies are increasingly integrating AI into their business models, with some reporting that AI-related revenues account for over 10% of total income [4][31]. Section 4: Related Investment Targets - Key investment targets include companies such as DeCai Co., Zhaochi Co., and Wanxing Technology, among others, which are positioned to benefit from the growth in the animated drama and AI sectors [5][40].

调研核心内容解读 AI应用聚焦金融核心场景 信贷智能体实现规模化落地 调研基本情况 2026年1月21日15:30-17:00，北京宇信科技集团股份有限公司（以下简称"宇信科技"）以线下会议形式 接待了机构调研。本次调研为特定对象调研，参与机构包括国泰海通证券、西部利得基金、浙商资管、 博道基金、润晖投资、中加基金、宁鑫资本、银河自营、国信自营、中泰证券、格雷资产等11家机构。 公司董事会秘书周帆女士及投资者关系经理钟雷先生出席并与机构投资者进行了交流。 宇信科技指出，数字人民币建设已迈入2.0时代，从最初的数字现金试点逐步向数字存款体系演进。数 字人民币并非简单的支付工具，而是能够嵌入智能合约、实现可编程性的新一代金融基础设施，2.0时 代打开了其大范围使用的限制，将重塑银行业务流程与服务模式。 在业务布局上，公司规划了覆盖政府端、商业端、跨境端的全场景矩阵。政府端可实现财政补贴定向投 放、消费红包精准发放等功能，其数字红包方案能灵活指定使用时间、受众与商户范围，未用完资金可 自动回收；商业端可通过智能合约实现预付金管理、供应链金融资金自动流转、贷款用途监管等场景； 跨境端则可通过合规规则自动核验、资金全程 ...

南财智讯1月22日电，宇信科技在投资者关系活动中表示，数字人民币已迈入2.0时代，正从数字现金试 点向具备可编程性的数字存款体系演进。公司全面参与国内数字人民币2.0体系建设，并输出技术经验 至海外市场，已成功中标并实施境外某银行数字货币项目，涵盖数字钱包对接与智能合约建设。公司形 成覆盖央行接口对接、系统搭建、钱包部署、智能合约嵌入、场景落地及运维监控的六步落地路径，打 造全栈闭环服务体系，并在政府端、商业端、跨境端规划全场景矩阵，推动可持续的场景创新。 ...

投资者关系活动记录表 证券代码：300674 证券简称：宇信科技 北京宇信科技集团股份有限公司 投资者关系活动记录表 编号：2026-002 | 投资者关系活动 | 特定对象调研 分析师会议 媒体采访 | | | --- | --- | --- | | 类别 | 业绩说明会 新闻发布会 路演活动 | | | | 现场参观 其他（券商策略会、电话会议） | | | 参与机构名称 | 国泰海通证券、西部利得基金、浙商资管、博道基金、润晖投资、中加基金、 | | | | 宁鑫资本、银河自营、国信自营、中泰证券、格雷资产 | | | 时间 | 2026 年 1 21 日 15:30-17:00 | 月 | | 地点及形式 | 线下会议 | | | 上市公司接待人 | 董事会秘书 周帆女士 | | | 员姓名 | 投资者关系经理 钟雷先生 | | | | 一、问答环节 | | | | 1、公司在AI应用领域的优势以及在信贷智能体领域的进展？ | | | | 答：宇信科技所做的AI应用，主要聚焦银行信贷、数字银行、数据 | | | | 资产、金融监管等核心业务场景，提升业务效率和经营能力。 | | | | ...

personal program and 经济观察网 程久龙 实习生 雷宇近期，湖北消费金融股份有限公司（以下简称"湖北消费金融"）迎来新一轮增资扩股。工商登记信息显示，近日，湖北消费 金融发生注册资本变更，注册资本由约13.58亿人民币增至约23.08亿人民币。经济观察网查阅股权变更信息显示，随着湖北国资旗下股东持股比例的上升， 湖北国资悄然实现了对湖北消费金融的绝对控股。 湖北消费金融股份有限公司是由原中国银保监会批准设立的全国性非银行金融机构，公司总部设于武汉。公司于2015年4月正式开业，先后于2016年、2020 年、2022年完成三轮增资扩股，截至2023年末，注册资本金10.058亿元。股东包括：湖北银行、新疆特易数科、宇信科技、TCL科技、万得信息、武商联、 武商集团。 （作者 程久龙） 此轮增资控股前，新疆特易数科信息技术有限公司（以下简称"新疆特易数科"）为湖北消费金融第一大股东，持股比例为35.48%。股权穿透显示，新疆特易 数科为北京一起买科技有限公司旗下企业，其背后的实控人为自然人股东。 而此轮增资控股前，湖北国资仅通过湖北银行持有湖北消费金融23.14%股权，为后者第二大股东。武汉 ...

Investment Rating - The report assigns an "Increase" rating for the financial technology sector, indicating a positive outlook compared to the benchmark index [5][34]. Core Insights - The acceleration of AI applications is driving growth in the financial technology sector, with significant increases in stock prices observed during the reporting period [2][8]. - The financial technology index rose by 7.4% from January 4 to January 16, 2026, outperforming the Shanghai and Shenzhen 300 index, which increased by 2.2% [8][12]. - Key segments within the financial technology sector, such as financial IT and financial information services, have shown remarkable performance due to the positive impact of AI applications [9][12]. Summary by Relevant Sections AI Applications and Financial Technology Growth - The financial technology sector has seen a surge in stock prices, with notable increases in financial IT and financial information services, attributed to the recent advancements in AI applications [9][12]. - The financial IT segment experienced a growth of 10.59%, while financial information services grew by 13.06% during the reporting period [12]. Financial IT Upgrades and Market Stability - Collaborations between financial institutions and technology companies are enhancing operational efficiency and service delivery, such as the partnership between UnionPay and Industrial and Commercial Bank of China to utilize digital RMB for elder care services [13][14]. - The introduction of AI-driven operational frameworks is transforming financial operations, exemplified by the collaboration between Huawei and Bank of Communications [14]. Regulatory Developments in Financial Information Services - Recent regulatory changes, including the adjustment of margin requirements for financing transactions, aim to mitigate leverage risks in the market [15]. - The tightening of regulations in the financial information services sector is expected to enhance market stability and investor confidence [15][17]. Third-Party Payment and Compliance Enhancements - The People's Bank of China has introduced new anti-money laundering regulations that will significantly impact compliance processes within financial institutions [17]. - Adjustments in transaction fees by payment platforms aim to improve user experience while adhering to regulatory requirements [18]. Consumer Finance Sector Developments - A notable case of regulatory action was taken against a bank for imprudent loan practices, marking a significant enforcement action in the consumer finance sector [19]. Individual Company News and Announcements - Key developments include the completion of a cross-border acquisition by Jiufang Zhitu and the implementation of share reduction plans by executives at Dongfang Caifu [20][22]. - Innovations in AI assessment benchmarks and data management platforms have been introduced by companies like Qifu Technology and Changliang Technology, enhancing their competitive positioning in the market [20][21]. Investment Recommendations - The report highlights several companies poised to benefit from the ongoing digital RMB initiatives and AI advancements, including Changliang Technology, Yuxin Technology, and Jiufang Zhitu [26]. - The potential for growth in the consumer finance sector is also noted, with recommendations for companies focusing on intelligent customer service and marketing solutions [26].

截至1月14日收盘，MLOps概念上涨4.62%，位居概念板块涨幅第5，板块内，15股上涨，科大国创20% 涨停，拓尔思、星环科技、润和软件等涨幅居前，分别上涨15.22%、11.04%、6.98%。跌幅居前的有奥 比中光、中科创达、ST创意等，分别下跌1.42%、0.53%、0.13%。 今日涨跌幅居前的概念板块 资金流入比率方面，拓尔思、科大国创、宇信科技等流入比率居前，主力资金净流入率分别为 11.23%、7.09%、6.98%。（数据宝） MLOps概念资金流入榜 | 今日涨跌幅 | 代码 简称 | 今日换手率 | 主力资金流量（万 | 主力资金净流入比率 | | --- | --- | --- | --- | --- | | （%） | | （%） | 元） | （%） | | 15.22 | 300229 拓尔思 | 29.20 | 81590.52 | 11.23 | | 20.01 | 科大国 300520 创 | 38.38 | 37777.05 | 7.09 | | 6.98 | 润和软 300339 件 | 14.22 | 35365.58 | 5.54 | | 5.32 | 宇信科 3 ...

Core Insights - Beijing Yuxin Technology Group Co., Ltd. successfully won three independent subcontract bids in the National Development Bank's "One Table Pass and Big Data Service Platform Construction Project," with a total bid amount of RMB 50.1769 million [1][2] Group 1: Project Overview - The three subcontract bids constitute the core components of the big data service platform, highlighting Yuxin Technology's comprehensive capabilities in serving large state-owned policy banks' core system construction projects [1] - The largest subcontract, worth RMB 28.2169 million, involves the procurement and deployment services of the Gbase 8a domestic version MPP database product across 380 nodes, serving as the foundational data storage and computing core for the platform [1] - A subcontract worth RMB 14.31 million focuses on the construction of the "One Table Reporting System and Regulatory Data Service Area," aimed at automating the processing, verification, and reporting of regulatory reports [1] Group 2: Technical and Strategic Implications - A subcontract valued at RMB 7.65 million is dedicated to the construction of the "General Data Service Area System," which aims to transform underlying data into user-friendly basic data wide tables and unified metrics for the bank [2] - The three subcontract bids cover a complete technology stack from domestic MPP databases (IaaS/PaaS layer) to data middle platforms and service layers (DaaS layer) and specific regulatory applications (SaaS layer), showcasing Yuxin Technology's ability to provide multi-layered, integrated solutions [2] - The successful bids indicate that Yuxin Technology's technical solutions and service systems have gained high recognition from leading clients, further solidifying its market position in financial technology, particularly in the big data and domestic innovation sectors [2]