Huntington(US:HBAN)2025-04-17 16:37Financial Performance - Loan growth year-over-year reached $8.9 billion, a 7.3% increase[11] - Deposit growth year-over-year was $10.9 billion, up by 7.2%[11] - The Net Interest Margin (NIM) increased to 3.10% in 1Q25[35] - Tangible Book Value (TBV) per Share increased by 13% year-over-year[80] Credit Quality - Net Charge-Off (NCO) ratio stood at 0.26%[11] - Multifamily CRE loans accounted for $4.3 billion, representing 3.2% of total loans[150] - Office CRE loans accounted for $1.6 billion, representing 1.2% of total loans[150] Capital & Liquidity - Adjusted CET1 ratio was 8.9%[11] - The company has 2x Uninsured Deposit Coverage[11] - Effective swaps hedging program profile is at $26.3 billion[200] Noninterest Income - Total Noninterest Income (GAAP) for 1Q25 was $494 million[44] - Adjusted Noninterest Income for 1Q25 was $497 million[44]