Valley National Bancorp(VLY) - 2025 Q1 - Earnings Call Presentation

1Q25 Earnings Presentation 1 Please refer to the Non-GAAP Disclosure Reconciliation in Appendix. ² Pre-provision net revenue ("PPNR") equals net interest income plus total noome plus total noome les total non-interest expense. 3 2 1Q 2025 Financial Highlights | | | GAAP Reported | | | Non-GAAP Adjusted 1 | | | --- | --- | --- | --- | --- | --- | --- | | | 1Q25 | 4Q24 | 1Q24 | 1Q25 | 4Q24 | 1Q24 | | Net Income ($mm) |$106.1 | $115.7 |$96.3 | $106.1 |$75.7 | $99.4 | | Return on Average Assets Annualized | ...