Shares of Valley National Bancorp ( VLY ) have been a solid performer over the past year, gaining 22%. The company has steadily diversified its business by reducing its commercial real estate (“CRE”) exposure and building capital to better position the company for sustainable earningsOver fifteen years of experience making contrarian bets based on my macro view and stock-specific turnaround stories to garner outsized returns with a favorable risk/reward profile. If you want me to cover a specific stock or h ...

Shares of Valley National Bancorp ( VLY ) have been a solid performer over the past year, gaining 22%. The company has steadily diversified its business by reducing its commercial real estate (“CRE”) exposure and building capital to better position the company for sustainable earningsOver fifteen years of experience making contrarian bets based on my macro view and stock-specific turnaround stories to garner outsized returns with a favorable risk/reward profile. If you want me to cover a specific stock or h ...

Key Takeaways VLY reported Q4 adjusted EPS of 31 cents, beating estimates and rising sharply from the prior-year quarter.Valley National revenues climbed 14.1% as net interest income and fee income surged, boosting profitability.VLY saw loans & deposits growth, while credit quality was mixed with higher NPAs but sharply lower provisions.Shares of Valley National Bancorp (VLY) rallied 3.3% in yesterday’s trading session on better-than-expected quarterly results. Its fourth-quarter 2025 adjusted earnings per ...

Management repeatedly emphasized core deposit growth as central to the profitability gains. Robbins said Valley grew core deposits by nearly $4 billion, or 9%, year over year, driven by deeper customer engagement and operating account wins tied to prior investments in talent and technology.Robbins noted the company’s adjusted return on average assets was 1.14%, its highest level since the fourth quarter of 2022. For full-year 2025, Valley produced $598 million of net income, or $585 million on an adjusted b ...

The course loan growth was strong, diverse, and tightly aligned with our relationship focused strategy. For the first time since the 2024, total commercial real estate loans grew on a sequential basis. This growth was primarily in the owner occupied category and was partially funded by strategic runoff of nonrelationship commercial real estate. During the quarter, owner occupied CRE and C and I growth was driven primarily by activity in our specialty health care vertical and Southeast franchise. Loan growth ...

Core Viewpoint - Valley National (VLY) reported quarterly earnings of $0.31 per share, exceeding the Zacks Consensus Estimate of $0.29 per share, and showing significant growth from $0.13 per share a year ago, indicating a strong performance in the recent quarter [1] Financial Performance - The company achieved revenues of $542.48 million for the quarter ended December 2025, surpassing the Zacks Consensus Estimate by 3.39%, and up from $475.48 million in the same quarter last year [2] - Over the last four quarters, Valley National has exceeded consensus EPS estimates three times and topped revenue estimates two times [2] Stock Performance - Valley National shares have increased approximately 5.1% since the beginning of the year, outperforming the S&P 500, which gained 1.9% [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating expected performance in line with the market in the near future [6] Future Outlook - The current consensus EPS estimate for the upcoming quarter is $0.28 on revenues of $530.06 million, and for the current fiscal year, it is $1.24 on revenues of $2.21 billion [7] - The outlook for the industry, particularly the Banks - Northeast sector, is favorable, ranking in the top 23% of over 250 Zacks industries, suggesting potential for outperformance [8]

Valley National Bancorp (NasdaqGS:VLY) Q4 2025 Earnings call January 29, 2026 08:30 AM ET Company ParticipantsAndrew Giannetti - Head of Investor RelationsChristopher McGratty - Managing Director and Head of U.S. Bank ResearchDavid Smith - Head of Consumer LendingGino Martocci - Senior EVP, Commercial BankingIra Robbins - CEOJared Shaw - Managing DirectorJon Arfstrom - Managing Director and Associate Director of US ResearchMark Saeger - Chief Credit OfficerMatt Breese - Managing DirectorSteve Moss - Managin ...

Valley National Bancorp (NasdaqGS:VLY) Q4 2025 Earnings call January 29, 2026 08:30 AM ET Company ParticipantsAndrew Giannetti - Head of Investor RelationsGino Martocci - Senior EVP, Commercial BankingIra Robbins - CEOJared Shaw - Managing DirectorMark Saeger - Chief Credit OfficerMatt Breese - Managing DirectorSteve Moss - Managing DirectorTravis Lan - Senior EVP and CFOConference Call ParticipantsChristopher Edward McGratty - AnalystDavid Smith - AnalystJanet Lee - Director and US Mid-Cap Bank AnalystJon ...

Valley National Bancorp (NasdaqGS:VLY) Q4 2025 Earnings call January 29, 2026 08:30 AM ET Speaker10Good day, and thank you for standing by. Welcome to the Valley National Bancorp Fourth Quarter 2025 Earnings Conference Call. At this time, all participants are in listen-only mode. After the speaker's presentation, there will be a question-and-answer session. To ask a question during the session, you will need to press star one one on your telephone. You'll then hear an automated message advise your hand is r ...

4Q25 Earnings Presentation January 29, 2026 Valley 2 | | 4Q25 | 3025 | 4Q24 | 4Q25 | 3Q25 | 4Q24 | | --- | --- | --- | --- | --- | --- | --- | | Net Income ($mm) | $195.4 | $163.4 | $115.7 | $180.2 | $164.1 | $75.7 | | Return on Average Assets Annualized | 1.24% | 1.04% | 0.74% | 1.14% | 1.04% | 0.48% | | Annualized ROATCE 2 | 14.2% | 12.1% | 9.2% | 13.1% | 12.1% | 6.0% | | Efficiency Ratio (Non-GAAP) | -- | -- | -- | 53.5% | 53.4% | 57.2% | | Diluted Earnings Per Share | $0.33 | $0.28 | $0.20 | $0.31 | $0. ...