Group 1: Loan Performance - As of the end of Q1 2025, the total loan balance reached CNY 362.89 billion, an increase of CNY 29.53 billion from the beginning of the year, representing a growth rate of 8.86% [1] - The bank aims to maintain steady growth in loan scale throughout the year by optimizing credit structure and focusing on regional development [1] Group 2: Fee and Commission Income - In Q1 2025, the bank achieved a good year-on-year growth in fee and commission income by focusing on both corporate and retail sectors [2] - The bank plans to expand its sources of non-interest income by enhancing wealth management services and actively engaging in new business areas such as government bond sales and non-financial corporate bond underwriting [2] Group 3: Asset Quality - As of the end of Q1 2025, the non-performing loan (NPL) ratio stood at 0.83%, indicating a strong asset quality compared to industry standards [2] - The bank has established a comprehensive risk management system to enhance the foresight and effectiveness of risk management, aiming to maintain stable asset quality throughout the year [2] Group 4: Compliance and Communication - During the investor relations activity, the company ensured thorough communication with investors, adhering strictly to regulations without disclosing any undisclosed significant information [2]
苏州银行(002966) - 2025年6月4日投资者关系活动记录表